AHIP - 1
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1. Mrs. Paterson is concerned about the de- Medigap plans help beneficiaries cover
ductibles and co-payments associated with Original Medicare benefits, but they coor-
Original Medicare. What can you tell her dinate with Original Medicare coverage.
about Medigap as an option to address this
concern?
2. Mr. Singh would like drug coverage but does Mr. Singh can enroll in a stand-alone
not want to be enrolled in a Medicare Advan- prescription drug plan and continue to
tage plan. What should you tell him? be covered for Part A and Part B ser-
vices through Original Fee-for-Service
Medicare.
3. Ms. Moore plans to retire when she turns 65 Medicare is a program for people age 65
in a few months. She is in excellent health or older and those under age 65 with cer-
and will have considerable income when she tain disabilities, end-stage renal disease,
retires. She is concerned that her income and Lou Gehrig's disease so she will be
will make it impossible for her to qualify for eligible for Medicare.
Medicare. What could you tell her to address
her concern?
4. Mr. Diaz continued working with his com- Mr. Diaz will not pay any penalty because
pany and was insured under his employer's he had continuous coverage under his
group plan until he reached age 68. He has employer's plan.
heard that there is a premium penalty for
those who did not sign up for Part B when
first eligible and wants to know how much
he will have to pay. What should you tell
him?
5. Agent John Miller is meeting with Jerry Tell prospect Jerry Smith that he should
Smith, a new prospect. Jerry is currently consider adding a standalone Part D pre-
enrolled in Medicare Parts A and B. Jerry
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has also purchased a Medicare Supplement scription drug coverage policy to his pre-
(Medigap) plan which he has had for several sent coverage.
years. However, the plan does not provide
drug benefits. How would you advise Agent
John Miller to proceed?
6. Madeline Martinez was widowed several You should tell Madeline that she will be
years ago. Her husband worked for many able to enroll in Medicare Part A without
years and contributed into the Medicare sys- paying monthly premiums due to her hus-
tem. He also left a substantial estate which band's long work record and participation
provides Madeline with an annual income in the Medicare system. You should also
of approximately $130,000. Madeline, who tell Madeline that she will pay Part B pre-
has only worked part-time for the last three miums at more than the standard lowest
years, will soon turn age 65 and hopes to rate but less than the highest rate due her
enroll in Original Medicare. She comes to substantial income.
you for advice. What should you tell her?
7. Mr. Bauer is 49 years old, but eighteen After receiving such disability payments for
months ago he was declared disabled by the 24 months, he will be automatically en-
Social Security Administration and has been rolled in Medicare, regardless of age.
receiving disability payments. He is wonder-
ing whether he can obtain coverage under
Medicare. What should you tell him?
8. Mrs. Chen will be 65 soon, has been a cit- Most individuals who are citizens and age
izen for twelve years, has been employed 65 or over are covered under Part A by
full time, and paid taxes during that entire virtue of having paid Medicare taxes while
period. She is concerned that she will not working, though some may be covered as
qualify for coverage under part A because a result of paying monthly premiums.
she was not born in the United States. What
should you tell her?
9.
2/9
Study online at https://quizlet.com/_9lc09b
1. Mrs. Paterson is concerned about the de- Medigap plans help beneficiaries cover
ductibles and co-payments associated with Original Medicare benefits, but they coor-
Original Medicare. What can you tell her dinate with Original Medicare coverage.
about Medigap as an option to address this
concern?
2. Mr. Singh would like drug coverage but does Mr. Singh can enroll in a stand-alone
not want to be enrolled in a Medicare Advan- prescription drug plan and continue to
tage plan. What should you tell him? be covered for Part A and Part B ser-
vices through Original Fee-for-Service
Medicare.
3. Ms. Moore plans to retire when she turns 65 Medicare is a program for people age 65
in a few months. She is in excellent health or older and those under age 65 with cer-
and will have considerable income when she tain disabilities, end-stage renal disease,
retires. She is concerned that her income and Lou Gehrig's disease so she will be
will make it impossible for her to qualify for eligible for Medicare.
Medicare. What could you tell her to address
her concern?
4. Mr. Diaz continued working with his com- Mr. Diaz will not pay any penalty because
pany and was insured under his employer's he had continuous coverage under his
group plan until he reached age 68. He has employer's plan.
heard that there is a premium penalty for
those who did not sign up for Part B when
first eligible and wants to know how much
he will have to pay. What should you tell
him?
5. Agent John Miller is meeting with Jerry Tell prospect Jerry Smith that he should
Smith, a new prospect. Jerry is currently consider adding a standalone Part D pre-
enrolled in Medicare Parts A and B. Jerry
1/9
, AHIP - 1
Study online at https://quizlet.com/_9lc09b
has also purchased a Medicare Supplement scription drug coverage policy to his pre-
(Medigap) plan which he has had for several sent coverage.
years. However, the plan does not provide
drug benefits. How would you advise Agent
John Miller to proceed?
6. Madeline Martinez was widowed several You should tell Madeline that she will be
years ago. Her husband worked for many able to enroll in Medicare Part A without
years and contributed into the Medicare sys- paying monthly premiums due to her hus-
tem. He also left a substantial estate which band's long work record and participation
provides Madeline with an annual income in the Medicare system. You should also
of approximately $130,000. Madeline, who tell Madeline that she will pay Part B pre-
has only worked part-time for the last three miums at more than the standard lowest
years, will soon turn age 65 and hopes to rate but less than the highest rate due her
enroll in Original Medicare. She comes to substantial income.
you for advice. What should you tell her?
7. Mr. Bauer is 49 years old, but eighteen After receiving such disability payments for
months ago he was declared disabled by the 24 months, he will be automatically en-
Social Security Administration and has been rolled in Medicare, regardless of age.
receiving disability payments. He is wonder-
ing whether he can obtain coverage under
Medicare. What should you tell him?
8. Mrs. Chen will be 65 soon, has been a cit- Most individuals who are citizens and age
izen for twelve years, has been employed 65 or over are covered under Part A by
full time, and paid taxes during that entire virtue of having paid Medicare taxes while
period. She is concerned that she will not working, though some may be covered as
qualify for coverage under part A because a result of paying monthly premiums.
she was not born in the United States. What
should you tell her?
9.
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