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NY Series 17-52 Exam Questions And
Answers |Latest 2025 | Guaranteed Pass
How many eligible employees must be included in a contributory health insurance plan? -
Answer✔50%
A man works for Company A and his wife works for Company B. The spouses are covered by
health plans through their respective companies that also cover the other spouse. If the
husband files a claim, - Answer✔The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under COBRA? - Answer✔36
months
Twenty-five days after a health insurance policy is delivered, the policyowner decides that she
would like to return the policy and receive a refund of premium. Which of the following is true?
- Answer✔The policyowner will not receive a refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness improves a
month later. To what extent will he receive Presumptive Disability benefits? - Answer✔No
benefits
For the purpose of insurance, risk is defined as - Answer✔The uncertainty or chance of loss.
1
, ©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 9:46 AM A+
Which of the following is an example of a producer's fiduciary duty? - Answer✔The trust that a
client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans? - Answer✔Coverage for
catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? - Answer✔The insurer may
terminate the contract only at renewal for certain conditions.
What is the best way to change an application? - Answer✔Start over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a claim before
the insurer will pay is known as - Answer✔Deductible.
Which of the following is correct about a group health insurance policy issued in New York? -
Answer✔It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability plan? -
Answer✔The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? - Answer✔All plans
When benefits are paid directly to the insured under a health insurance policy, the policy
provides benefits on what type of basis? - Answer✔Reimbursement
If an employee terminates her employment, which of the following provisions would allow her
to continue health coverage under an individual policy, if requested within 60 days? -
Answer✔Conversion
2
NY Series 17-52 Exam Questions And
Answers |Latest 2025 | Guaranteed Pass
How many eligible employees must be included in a contributory health insurance plan? -
Answer✔50%
A man works for Company A and his wife works for Company B. The spouses are covered by
health plans through their respective companies that also cover the other spouse. If the
husband files a claim, - Answer✔The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under COBRA? - Answer✔36
months
Twenty-five days after a health insurance policy is delivered, the policyowner decides that she
would like to return the policy and receive a refund of premium. Which of the following is true?
- Answer✔The policyowner will not receive a refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness improves a
month later. To what extent will he receive Presumptive Disability benefits? - Answer✔No
benefits
For the purpose of insurance, risk is defined as - Answer✔The uncertainty or chance of loss.
1
, ©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 9:46 AM A+
Which of the following is an example of a producer's fiduciary duty? - Answer✔The trust that a
client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans? - Answer✔Coverage for
catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? - Answer✔The insurer may
terminate the contract only at renewal for certain conditions.
What is the best way to change an application? - Answer✔Start over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a claim before
the insurer will pay is known as - Answer✔Deductible.
Which of the following is correct about a group health insurance policy issued in New York? -
Answer✔It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability plan? -
Answer✔The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? - Answer✔All plans
When benefits are paid directly to the insured under a health insurance policy, the policy
provides benefits on what type of basis? - Answer✔Reimbursement
If an employee terminates her employment, which of the following provisions would allow her
to continue health coverage under an individual policy, if requested within 60 days? -
Answer✔Conversion
2
