Exam Questions And Correct Answers.
In what year was sex/gender added to the Fair Housing Laws as a protected class? - Answer
1974
Which of the following would NOT be protected under the handicap status of the Fair Housing
Laws? - Answer Illegal drug users
Which group was added as a protected class in 1974? - Answer sex
If, after investigating a complaint, HUD finds reasonable cause to believe that discrimination
occurred, it will inform the complainant. and the case will be heard in an administrative hearing
within _____ days. - Answer 120
Familial status is defined as: - Answer one or more individuals under 18 living with a parent or
anyone who has or is seeking legal custody.
Which of the following would meet the definition of having a disability? - Answer An
impairment that substantially limits one or more of the person's major life activities.
An Asian couple asks a real estate agent to show them houses for sale. The agent showed them
houses in an area that is predominantly Asian. Which of the following statements is TRUE? -
Answer The agent is guilty of steering.
If a complainant needs immediate help to stop a serious problem that is being caused by a Fair
Housing Act violation, HUD may authorize the Attorney General to go to court to seek
temporary or preliminary relief, pending the outcome of the complaint. This is known as: -
Answer Quick action.
What are the protected classes? - Answer race, color, religion, national origin, sex, familial
status, handicapped
A violation of the Fair Housing Laws is considered a misdemeanor UNLESS: - Answer Violence
is involved.
, Office of Equal Opportunity, Department of Housing and Urban Development, and Federal
Courts
What act prohibits discrimination on the basis of race, color, nationality, sex, marital status or
age in the granting of credit? - Answer Equal Credit Opportunity Act
Because of the Civil Rights Act of 1866, there are no exceptions that allow discrimination in the
housing market based on race. (True or False) - Answer True
The actions of real estate professionals may be subject to a higher degree of scrutiny because: -
Answer They have greater involvement with numbers of persons seeking to buy and sell
homes.
All of the following agencies are responsible for enforcement of the Fair Housing Laws EXCEPT: -
Answer The Real Estate Commission
A housing complex with 80% of the units occupied by a person 55 or older would be exempt
from renting to which protected class? - Answer familial status
Which of the following groups are exempt from the fair housing laws? - Answer All of the
above.
individuals selling or renting their own single family home when they do not own more than
three such homes at one time, and the rental of owner-occupied one- to four- family dwellings,
as long as a real estate agent is not used, and discriminatory advertising is not used, dwelling
units owned by religious organizations, if membership in the organization is not discriminatory,
and rental of lodgings by private clubs to its members, as long as the lodgings are not operated
commercially and membership in the organization is not discriminatory.
The "55 or older" exemption to the familial status class requires that ____ of the units be
occupied by persons 55 or older, and must provide significant facilities and services to meet the
physical and social needs of older persons. - Answer 80%
Which of the following is/are prohibited practice under the Fair Housing Laws? - Answer All of
the above.
Steering, Blockbusting, and Redlining