NY Series 17-52 Exam With Complete
Questions and Answers 2025/2026
How many eligible employees must be included in a contributory health insurance plan?
-correct answer50%
A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the other
spouse. If the husband files a claim, -correct answerThe insurance through his
company is primary.
What is the period of coverage for events such as death or divorce under COBRA? -
correct answer36 months
Twenty-five days after a health insurance policy is delivered, the policyowner decides
that she would like to return the policy and receive a refund of premium. Which of the
following is true? -correct answerThe policyowner will not receive a refund because the
free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits? -
correct answerNo benefits
For the purpose of insurance, risk is defined as -correct answerThe uncertainty or
chance of loss.
Which of the following is an example of a producer's fiduciary duty? -correct
answerThe trust that a client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans? -correct
answerCoverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? -correct
answerThe insurer may terminate the contract only at renewal for certain conditions.
Questions and Answers 2025/2026
How many eligible employees must be included in a contributory health insurance plan?
-correct answer50%
A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the other
spouse. If the husband files a claim, -correct answerThe insurance through his
company is primary.
What is the period of coverage for events such as death or divorce under COBRA? -
correct answer36 months
Twenty-five days after a health insurance policy is delivered, the policyowner decides
that she would like to return the policy and receive a refund of premium. Which of the
following is true? -correct answerThe policyowner will not receive a refund because the
free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits? -
correct answerNo benefits
For the purpose of insurance, risk is defined as -correct answerThe uncertainty or
chance of loss.
Which of the following is an example of a producer's fiduciary duty? -correct
answerThe trust that a client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans? -correct
answerCoverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? -correct
answerThe insurer may terminate the contract only at renewal for certain conditions.
