CONNECTICUT LIFE AND 2025
HEALTH INSURANCE EXAM
ANSWER ALL QUESTIONS IN THIS SECTION
QUESTION 1
A consumer who has been recently denied insurance, credit, or employment based
on an unfavorable consumer report MUST be advised as such, Which of the
following does this statute originate from? - ANSWERS-Fair Credit Reporting
Act. A consumer being investigated must be advised of any denial based on an
unfavorable report.
QUESTION 2
Home health care benefits typically do NOT include coverage for - ANSWERS-
Prescription medication. Home health care benefits usually include coverage for all
of these except prescription drugs.
QUESTION 3
Which of the following is the BEST candidate for a temporary insurance license? -
ANSWERS-The executor of the estate of a deceased licensed producer. My be
issued without examination.
END OF
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, CONNECTICUT LIFE AND 2025
HEALTH INSURANCE EXAM
QUESTION 4
Most prepaid dental plans cover - ANSWERS-Oral examinations. Oral
examinations are covered in most prepaid dental plans.
QUESTION 5
Jerome is covered by a disability income policy that does NOT provide benefits for
losses occurring as the result of his employment. What kind of coverage is this? -
ANSWERS-Nonoccupational coverage.
QUESTION 6
All of the following are covered under most dental plans EXCEPT for -
ANSWERS-Mouth cancer. Dental expense insurance typically provides benefit
payments for all of these EXCEPT oral cancer.
QUESTION 7
An individual who purchases a modified life insurance policy expects -
ANSWERS-an improvement in future income.
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, CONNECTICUT LIFE AND 2025
HEALTH INSURANCE EXAM
QUESTION 8
Which of the following financial products creates an instant estate, no matter when
the date of death? - ANSWERS-Life Insurance. Life insurance creates an instant
estate, regardless of when death occurs.
QUESTION 9
After the initial enrollment period for Medicare Part B has expired, when may an
individual purchase again? - ANSWERS-January through March of the year
QUESTION 10
Which statement about group life insurance is INCORRECT? - ANSWERS-Each
participant requires evidence of insurability. Evidence of insurability is NOT
normally required of each participant in group life insurance.
QUESTION 11
Which of the following describes coverage for the Medicare Part B coinsurance? -
ANSWERS-A Medicare Supplement core benefit.
END OF
PAGE 3
HEALTH INSURANCE EXAM
ANSWER ALL QUESTIONS IN THIS SECTION
QUESTION 1
A consumer who has been recently denied insurance, credit, or employment based
on an unfavorable consumer report MUST be advised as such, Which of the
following does this statute originate from? - ANSWERS-Fair Credit Reporting
Act. A consumer being investigated must be advised of any denial based on an
unfavorable report.
QUESTION 2
Home health care benefits typically do NOT include coverage for - ANSWERS-
Prescription medication. Home health care benefits usually include coverage for all
of these except prescription drugs.
QUESTION 3
Which of the following is the BEST candidate for a temporary insurance license? -
ANSWERS-The executor of the estate of a deceased licensed producer. My be
issued without examination.
END OF
PAGE 1
, CONNECTICUT LIFE AND 2025
HEALTH INSURANCE EXAM
QUESTION 4
Most prepaid dental plans cover - ANSWERS-Oral examinations. Oral
examinations are covered in most prepaid dental plans.
QUESTION 5
Jerome is covered by a disability income policy that does NOT provide benefits for
losses occurring as the result of his employment. What kind of coverage is this? -
ANSWERS-Nonoccupational coverage.
QUESTION 6
All of the following are covered under most dental plans EXCEPT for -
ANSWERS-Mouth cancer. Dental expense insurance typically provides benefit
payments for all of these EXCEPT oral cancer.
QUESTION 7
An individual who purchases a modified life insurance policy expects -
ANSWERS-an improvement in future income.
END OF
PAGE 2
, CONNECTICUT LIFE AND 2025
HEALTH INSURANCE EXAM
QUESTION 8
Which of the following financial products creates an instant estate, no matter when
the date of death? - ANSWERS-Life Insurance. Life insurance creates an instant
estate, regardless of when death occurs.
QUESTION 9
After the initial enrollment period for Medicare Part B has expired, when may an
individual purchase again? - ANSWERS-January through March of the year
QUESTION 10
Which statement about group life insurance is INCORRECT? - ANSWERS-Each
participant requires evidence of insurability. Evidence of insurability is NOT
normally required of each participant in group life insurance.
QUESTION 11
Which of the following describes coverage for the Medicare Part B coinsurance? -
ANSWERS-A Medicare Supplement core benefit.
END OF
PAGE 3
