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Exam (elaborations)

NMLS Flashcards QUESTIONS AND ANSWERS RATED A+ 2025|2026 UPDATE

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NMLS Flashcards QUESTIONS AND ANSWERS RATED A+ 2025|2026 UPDATE -AfBA/ABA stands for? -What is it? - correct answer -Affiliated Business Arrangement -If referring client to another business of yours (1%) then you must disclose ASAP Other ways to say "Doc Signing" - correct answer -Loan consummation -Loan Settlement -Loan Closing What is an escrow account? - correct answer -account holding money for insurance/taxes -AKA "impound account" or "reverse account" -What's an MU4? -What are requirements? - correct answer -Individual application after NMLS exam -finger printing and credit report -What does RESPA stand for? -Regulation ? RATED A+ 2025|2026 UPDATE NMLS Flashcards QUESTIONS AND ANSWERS-Deals with? -Penalties - correct answer -Real Estate Settlement Procedures Act -Regulation X -Allows customers to be better shoppers for settlements (reduce unnecessarily high settlement costs) -Up to $10k and/or 1yr jail

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