State Farm Acronyms/ Fire Questions
And Answers
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecAc-cCORRECTccANSWER-
Buildingcproperty:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnon-
weatherclossescunlesscotherwisecexcludedcincthecpolicy.cThisccoveragecappliesctocitemscofc
realcpropertycwhichcpertaincdirectlyctocyourcunit
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
Personalcproperty:cnamedcperilscsimilarctocthechomeownerscpolicy
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-losscofcuse
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecDc-cCORRECTccANSWER-
Losscassessment:cmaycprovideccoveragectocpaycforcyourcsharecofcanycassessmentccharge
scagainstcallcunitownerscbycthecassociationcforcaccoveredcloss
(CONDOcUNITOWNERS)cSectionc2c"liabilityccoverage"
-CoveragecLc-cCORRECTccANSWER-personalcliabilitycsimilarctocthechomeowner'scpolicy
(CONDOcUNITOWNERS)cSectionc2c"liabilityccoverage"
-CoveragecMc-cCORRECTccANSWER-Medicalcpaymentsctocothers
(HO)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
PersonalcProperty:cCoveragecforcpersonalcpropertycincacnamedcperilcbasis
(HO)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-Losscofcuse:c
-additionalclivingcexpensec
-faircrentalcvaluec
-prohibitedcuseccoverage
, (HO)cSectionc1c"propertyccoverage"c
-CoveragecAc-cCORRECTccANSWER-
Dwelling:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnon-
weatherclossescunlesscotherwisecexcludedcorclimitedcincthecpolicy
(HO)cSectionc2c"liabilityccoverage"
-CoveragecLc-cCORRECTccANSWER-
personalcliability:cforccoveredcclaimcresultingcincbodilycinjurycorcpropertycdamagecforcwhichc
youcareclegallycliable
(HO)cSectionc2c"liabilityccoverage"
-CoveragecMc-cCORRECTccANSWER-
Medicalcpaymentsctocothers:ccoveragecforcreasonablecandcnecessarycmedicalcexpensescin
curredcascacresultcofcaccidentalcinjuryctocanothercperson
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecAc-cCORRECTccANSWER-
Dwelling:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnonweathercunlessc
otherwisecexcludedcincthecpolicy
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecBc-cCORRECTccANSWER-
Personalcproperty:ccoveragecforcaccidentalcdirectcphysicalclossc(ADPL)cforcweathercandcno
n-weathercunlesscotherwisecexcludedcincthecpolicy
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecCc-cCORRECTccANSWER-
Losscofcrents:ctocreimbursecyoucforcthecfaircrentalcvalueclostcifcyourcrentalcdwellingciscdamag
edcbycaclosscinsuredcthatccausescthatcpartcofctheircresidencecpremisescrentedctocothersctocb
ecomecuninhabitable
(RENTALcDWELLING)cSectionc2c"yourcliability"
-CoveragecMc-cCORRECTccANSWER-Premisescmedicalcpayments
(RENTALcDWELLING)cSectionc2c"yourcliability"c
-CoveragecLc-cCORRECTccANSWER-
Businesscliability:ctocprotectcyoucfinanciallycagainstcliability
(RENTERS)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
personalcpropertyc(cnamedcperilscsimilarctocthechomeowner'scpolicy)`
(RENTERS)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-Losscofcusec(similarctocthechomeowner'scpolicy)
And Answers
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecAc-cCORRECTccANSWER-
Buildingcproperty:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnon-
weatherclossescunlesscotherwisecexcludedcincthecpolicy.cThisccoveragecappliesctocitemscofc
realcpropertycwhichcpertaincdirectlyctocyourcunit
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
Personalcproperty:cnamedcperilscsimilarctocthechomeownerscpolicy
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-losscofcuse
(CONDOcUNITOWNERS)cSectionc1c"propertyccoverage"
-CoveragecDc-cCORRECTccANSWER-
Losscassessment:cmaycprovideccoveragectocpaycforcyourcsharecofcanycassessmentccharge
scagainstcallcunitownerscbycthecassociationcforcaccoveredcloss
(CONDOcUNITOWNERS)cSectionc2c"liabilityccoverage"
-CoveragecLc-cCORRECTccANSWER-personalcliabilitycsimilarctocthechomeowner'scpolicy
(CONDOcUNITOWNERS)cSectionc2c"liabilityccoverage"
-CoveragecMc-cCORRECTccANSWER-Medicalcpaymentsctocothers
(HO)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
PersonalcProperty:cCoveragecforcpersonalcpropertycincacnamedcperilcbasis
(HO)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-Losscofcuse:c
-additionalclivingcexpensec
-faircrentalcvaluec
-prohibitedcuseccoverage
, (HO)cSectionc1c"propertyccoverage"c
-CoveragecAc-cCORRECTccANSWER-
Dwelling:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnon-
weatherclossescunlesscotherwisecexcludedcorclimitedcincthecpolicy
(HO)cSectionc2c"liabilityccoverage"
-CoveragecLc-cCORRECTccANSWER-
personalcliability:cforccoveredcclaimcresultingcincbodilycinjurycorcpropertycdamagecforcwhichc
youcareclegallycliable
(HO)cSectionc2c"liabilityccoverage"
-CoveragecMc-cCORRECTccANSWER-
Medicalcpaymentsctocothers:ccoveragecforcreasonablecandcnecessarycmedicalcexpensescin
curredcascacresultcofcaccidentalcinjuryctocanothercperson
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecAc-cCORRECTccANSWER-
Dwelling:ccoveragecforcaccidentalcdirectcphysicalclosscforcweathercandcnonweathercunlessc
otherwisecexcludedcincthecpolicy
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecBc-cCORRECTccANSWER-
Personalcproperty:ccoveragecforcaccidentalcdirectcphysicalclossc(ADPL)cforcweathercandcno
n-weathercunlesscotherwisecexcludedcincthecpolicy
(RENTALcDWELLING)cSectionc1c"yourcproperty"
-CoveragecCc-cCORRECTccANSWER-
Losscofcrents:ctocreimbursecyoucforcthecfaircrentalcvalueclostcifcyourcrentalcdwellingciscdamag
edcbycaclosscinsuredcthatccausescthatcpartcofctheircresidencecpremisescrentedctocothersctocb
ecomecuninhabitable
(RENTALcDWELLING)cSectionc2c"yourcliability"
-CoveragecMc-cCORRECTccANSWER-Premisescmedicalcpayments
(RENTALcDWELLING)cSectionc2c"yourcliability"c
-CoveragecLc-cCORRECTccANSWER-
Businesscliability:ctocprotectcyoucfinanciallycagainstcliability
(RENTERS)cSectionc1c"propertyccoverage"
-CoveragecBc-cCORRECTccANSWER-
personalcpropertyc(cnamedcperilscsimilarctocthechomeowner'scpolicy)`
(RENTERS)cSectionc1c"propertyccoverage"
-CoveragecCc-cCORRECTccANSWER-Losscofcusec(similarctocthechomeowner'scpolicy)