XCel 2-15 Florida
Life & Health State Exam Simulator
Questions and Answers
, what is considered to be a characteristic of an immediate annuity
benefit payments start within one payment period of purchase
3 multiple choice options
which of these characteristics is consistent with a straight life policy
premiums are payable for as long as there is insurance coverage in force
3 multiple choice options
an insureds inability to perform two or more activities of daily living may trigger which type of life
policy rider
long term care
3 multiple choice options
B recently died and was insured with a life insurance policy for over five years. During the claims
process, the insurer discovered that B had understated his age by 5 years at the time of
application. In this situation, the insurer will
pay the amount that the premium would have purchased at the correct age
3 multiple choice options
what action can a policyowner take if an application for a bank loan requires collateral
assign policy ownership to the bank
3 multiple choice options
We have an expert-written solution to this problem!
what is required in the Florida Employee Health Care Access Act
small group benefit plans are to be issued on a guarantee issue basis
3 multiple choice options
P is a forty year old woman and would like to purchase an annuity that will provide a lifetime
income stream beginning at age sixty. Which of the following did she NOT buy?
an immediate annuity
3 multiple choice options
the situation in which a group of physicians are salaried employees and conduct business in an
hmo facility is called
closed panel
3 multiple choice options
Life & Health State Exam Simulator
Questions and Answers
, what is considered to be a characteristic of an immediate annuity
benefit payments start within one payment period of purchase
3 multiple choice options
which of these characteristics is consistent with a straight life policy
premiums are payable for as long as there is insurance coverage in force
3 multiple choice options
an insureds inability to perform two or more activities of daily living may trigger which type of life
policy rider
long term care
3 multiple choice options
B recently died and was insured with a life insurance policy for over five years. During the claims
process, the insurer discovered that B had understated his age by 5 years at the time of
application. In this situation, the insurer will
pay the amount that the premium would have purchased at the correct age
3 multiple choice options
what action can a policyowner take if an application for a bank loan requires collateral
assign policy ownership to the bank
3 multiple choice options
We have an expert-written solution to this problem!
what is required in the Florida Employee Health Care Access Act
small group benefit plans are to be issued on a guarantee issue basis
3 multiple choice options
P is a forty year old woman and would like to purchase an annuity that will provide a lifetime
income stream beginning at age sixty. Which of the following did she NOT buy?
an immediate annuity
3 multiple choice options
the situation in which a group of physicians are salaried employees and conduct business in an
hmo facility is called
closed panel
3 multiple choice options
