GBA 1 Practice Exam Questions
and Answers
A typical behavioral health specialty network includes which of the following health
professionals?
1. Individual practitioners and multispecialty group practices
2. Medical doctors that specialize in addictionology
3. Developmental behavioral pediatricians - Answer-1., 2., and 3.
An employer has only 12 employees, all of whom are full-time. The average annual
wage is less than $50,000. According to the provisions enacted by the Affordable Care
Act (ACA):
1. This employer is exempt from the ACA's employer shared responsibility mandate.
2. Tax credits for health coverage might be available to this employer for a limited
period if certain requirements are met.
3. To be eligible for the Small Business Health Options Program (SHOP), insurance
must be purchased for 100% of their full-time employees. - Answer-1. and 2. only - to be
eligible for SHOP insurance must be purchased for 50% of FT EEs
In comparing high-deductible health plan/health savings accounts (HDHP/HSAs) with
high deductible health plan/health reimbursement arrangements (HDHP/HRAs), which
of the following statements regarding these plans is (are) correct?
1. HSAs are linked to plans with higher annual deductibles than HRAs.
2. HRAs generally are more expensive to administer than HSAs.
3. HRAs are viewed more favorably than HSAs by younger workers. - Answer-1. only
Facts: HSAs are more expensive to administer, HSAs are viewed more favorably than
HRAs by younger workers
Managed behavioral healthcare organizations have the potential to offer significant
savings because of which of the following?
1. They allow large, self-funded employers to offer the same behavioral health benefits
across all health plans offered.
, 2. They are equipped with sophisticated administrative, operational and care
management capabilities.
3. They usually cover mental health benefits only and do not cover chemical
dependency programs. - Answer-1. and 2. only
The three principal component parts of the nondiscrimination test that applies generally
to a cafeteria plan include which of the following?
1. Uniform measurement test
2. Key employee concentration test
3. Adaptability test - Answer-2. only
Facts: eligibility test and contributions & benefits test and key employee concentration
test
The usual steps in an evaluation of a health reform initiative include which of the
following?
1. Describing the reform instrument and the implementation process
2. Gathering data about changes in health service performance and possibly also in
health data
3. Assessing whether these data really are outcomes of the reform - Answer-1., 2., and
3.
Which of the following accurately reflect(s) major federal tax advantages associated
with employee benefit plans?
1. Most contributions to employee benefit plans result in tax credits for the employer.
2. Most contributions to employee benefit plans are only deductible by the employer
when considered income for the employee.
3. In certain types of capital accumulation plans, benefits accumulate tax-free to the
employee until distributed. - Answer-3. only
Which of the following are recommended questions by which to assess an evaluation of
a health reform?
1. How good was the description of the actual implementation of the change?
2. Were data gathered about all important and possible effects?
3. Are all other explanations for the before/after differences considered (other than the
intervention)? - Answer-1., 2., and 3.
Which of the following conditions, if satisfied by a participant's spouse, would allow the
participant to claim benefits under a dependent-care assistance plan for child-care
expenses?
1. Spouse is employed
and Answers
A typical behavioral health specialty network includes which of the following health
professionals?
1. Individual practitioners and multispecialty group practices
2. Medical doctors that specialize in addictionology
3. Developmental behavioral pediatricians - Answer-1., 2., and 3.
An employer has only 12 employees, all of whom are full-time. The average annual
wage is less than $50,000. According to the provisions enacted by the Affordable Care
Act (ACA):
1. This employer is exempt from the ACA's employer shared responsibility mandate.
2. Tax credits for health coverage might be available to this employer for a limited
period if certain requirements are met.
3. To be eligible for the Small Business Health Options Program (SHOP), insurance
must be purchased for 100% of their full-time employees. - Answer-1. and 2. only - to be
eligible for SHOP insurance must be purchased for 50% of FT EEs
In comparing high-deductible health plan/health savings accounts (HDHP/HSAs) with
high deductible health plan/health reimbursement arrangements (HDHP/HRAs), which
of the following statements regarding these plans is (are) correct?
1. HSAs are linked to plans with higher annual deductibles than HRAs.
2. HRAs generally are more expensive to administer than HSAs.
3. HRAs are viewed more favorably than HSAs by younger workers. - Answer-1. only
Facts: HSAs are more expensive to administer, HSAs are viewed more favorably than
HRAs by younger workers
Managed behavioral healthcare organizations have the potential to offer significant
savings because of which of the following?
1. They allow large, self-funded employers to offer the same behavioral health benefits
across all health plans offered.
, 2. They are equipped with sophisticated administrative, operational and care
management capabilities.
3. They usually cover mental health benefits only and do not cover chemical
dependency programs. - Answer-1. and 2. only
The three principal component parts of the nondiscrimination test that applies generally
to a cafeteria plan include which of the following?
1. Uniform measurement test
2. Key employee concentration test
3. Adaptability test - Answer-2. only
Facts: eligibility test and contributions & benefits test and key employee concentration
test
The usual steps in an evaluation of a health reform initiative include which of the
following?
1. Describing the reform instrument and the implementation process
2. Gathering data about changes in health service performance and possibly also in
health data
3. Assessing whether these data really are outcomes of the reform - Answer-1., 2., and
3.
Which of the following accurately reflect(s) major federal tax advantages associated
with employee benefit plans?
1. Most contributions to employee benefit plans result in tax credits for the employer.
2. Most contributions to employee benefit plans are only deductible by the employer
when considered income for the employee.
3. In certain types of capital accumulation plans, benefits accumulate tax-free to the
employee until distributed. - Answer-3. only
Which of the following are recommended questions by which to assess an evaluation of
a health reform?
1. How good was the description of the actual implementation of the change?
2. Were data gathered about all important and possible effects?
3. Are all other explanations for the before/after differences considered (other than the
intervention)? - Answer-1., 2., and 3.
Which of the following conditions, if satisfied by a participant's spouse, would allow the
participant to claim benefits under a dependent-care assistance plan for child-care
expenses?
1. Spouse is employed
