Connecticut State Insurance Laws
UPDATED ACTUAL Exam Questions and
CORRECT Answers
Licensing - Resident Producer - CORRECT ANSWER - 18 Years old Min Age
Financially responsible ; Good moral character
80 HRS required for P&C and Life / Accident & Health of pre licensing study
Must pass written exam in lines of business seeking license
Biennial CE Requirememt 24 Hours
All licenses expire on January 31st
40 Hrs for other lines
Non Resident Producer - CORRECT ANSWER - Can be exempt from pre licensing study
or exam requirements if holder of valid license in designated lines in home state
if Reciprocal state with CT a letter of Certification less than 90 days old all that is required
Temporary Producer License - CORRECT ANSWER - Issued for duration of 180 days or
less
Surviving spouse / court appointed representative of insurance producer who dies , or is
physically or mentally disabled
Designee of a producer entering active military service
Employee of business licensed as a producer upon death or disability of individual designated on
business entity application or license
Commissioner Waiver of Pre licensing requirements - CORRECT ANSWER - Applicant
for temporary license
Applicant for Limited license
Application from a resident producer who held license for same business lines in past 12 months
A non resident agent holding a valid license in his / her state
, Maintenance & Duration of License - CORRECT ANSWER - ** Renewal -
All Producer licenses expire on January 31st of each even numbered year
***Change in Name or Address
Must be notified to commisioner within 30 days
**Assumed Names
Producer doing business under an assumed name must notify commisioner prior to using the
assumed name
**Reporting of Actions
Must be done by producer within 30 days to the Commissioner after disposition of the matter
Licensing Definitions -
Producer
Insurance Agent
Certified Insurance Consultant
Public Adjuster
UPDATED ACTUAL Exam Questions and
CORRECT Answers
Licensing - Resident Producer - CORRECT ANSWER - 18 Years old Min Age
Financially responsible ; Good moral character
80 HRS required for P&C and Life / Accident & Health of pre licensing study
Must pass written exam in lines of business seeking license
Biennial CE Requirememt 24 Hours
All licenses expire on January 31st
40 Hrs for other lines
Non Resident Producer - CORRECT ANSWER - Can be exempt from pre licensing study
or exam requirements if holder of valid license in designated lines in home state
if Reciprocal state with CT a letter of Certification less than 90 days old all that is required
Temporary Producer License - CORRECT ANSWER - Issued for duration of 180 days or
less
Surviving spouse / court appointed representative of insurance producer who dies , or is
physically or mentally disabled
Designee of a producer entering active military service
Employee of business licensed as a producer upon death or disability of individual designated on
business entity application or license
Commissioner Waiver of Pre licensing requirements - CORRECT ANSWER - Applicant
for temporary license
Applicant for Limited license
Application from a resident producer who held license for same business lines in past 12 months
A non resident agent holding a valid license in his / her state
, Maintenance & Duration of License - CORRECT ANSWER - ** Renewal -
All Producer licenses expire on January 31st of each even numbered year
***Change in Name or Address
Must be notified to commisioner within 30 days
**Assumed Names
Producer doing business under an assumed name must notify commisioner prior to using the
assumed name
**Reporting of Actions
Must be done by producer within 30 days to the Commissioner after disposition of the matter
Licensing Definitions -
Producer
Insurance Agent
Certified Insurance Consultant
Public Adjuster
