North Carolina Medicare Supplement
and Long-Term Care question with
answers well graded A+2025-2026
Z sells a MSP to a sick 72-year-old person, that he knows already has a
Medicare supplement. The sale is Not allowed because a person cant have
multiple MSPs
Which of the following does not qualify for Medicare under 65 years old? Z
who has pancreatic cancer
All of the following are NOT correct regarding Medicare Advantage HMO and
PPO plans EXCEPT: Medicare Advantage PPOs do NOT use a gatekeeper.
Which of the following is the primary point of contact to enroll Medicare
providers? a. MACs
What coverage under Medicare Part A covers 80% of the cost for durable
medical equipment? Home Health Care
Most people become eligible for Medicare at what age? c. 65
After the deductible is paid, which is true regarding expenses paid by Medicare
Part B? a. Part B pays 80%.
Which of the following dos not receive Medicaid payments directly? b. A
patient in hospice
What type renewability provision states that a policy can't be cancelled or
changed except for an unpaid premium but premiums can be raised? a.
Guaranteed renewable
D's Medicare Supplement premium is based on her age when the policy
started. Why can't the insurer increase the premium for inflation? It uses
issue age.
, With Medicare Part A, how many skilled nursing facility days are fully covered?
20
A long-term care policy that is tax-qualified by HIPAA, the premiums and
benefits are considered? Tax-favored
If C did not sign up for Medicare Part B when she was initially eligible, when
can she sign up? d. During the General Enrollment Period (AEP)
Policy rates and schedules must be filed with the Commissioner Annually
A Medicare Advantage Prescription Drug Plan offers which of the following?
Part D prescription drug coverage, Part A, and Part B benefits in one
plan.
Home health care will be provided by Medicare Part B if which condition is
met? a. The care is ordered by doctor or health provider.
This type temporary care gives a caregiver rest or time off? a. Respite Care
What type marketing fails to disclose the reason for contacting a person is to
sell insurance? d. Cold Lead Advertising
Which is true, if T was injured and needed a blood transfusion? d. Medicare
Part A and B will make B pay for the first three pints.
Which of the following can't be excluded in a Medicare Supplement Policy? d.
Alzheimers
P has a Medicare Supplement Policy, it: Cannot be more restrictive than
Medicare.
Medicare does not pay for any part of which of the following? d. Eyeglasses
K's mother needs medical and personal care all the time. Which care is best
suited? d. Skilled Nursing Care
Which of the following Medicare-Aid pays only the premiums for Medicare
Part B? c. Specified Low-Income Beneficiary (SLMB)
The term for when a medical provider or doctor agrees to accept Medicare
payments is c. Medicare Assignment
and Long-Term Care question with
answers well graded A+2025-2026
Z sells a MSP to a sick 72-year-old person, that he knows already has a
Medicare supplement. The sale is Not allowed because a person cant have
multiple MSPs
Which of the following does not qualify for Medicare under 65 years old? Z
who has pancreatic cancer
All of the following are NOT correct regarding Medicare Advantage HMO and
PPO plans EXCEPT: Medicare Advantage PPOs do NOT use a gatekeeper.
Which of the following is the primary point of contact to enroll Medicare
providers? a. MACs
What coverage under Medicare Part A covers 80% of the cost for durable
medical equipment? Home Health Care
Most people become eligible for Medicare at what age? c. 65
After the deductible is paid, which is true regarding expenses paid by Medicare
Part B? a. Part B pays 80%.
Which of the following dos not receive Medicaid payments directly? b. A
patient in hospice
What type renewability provision states that a policy can't be cancelled or
changed except for an unpaid premium but premiums can be raised? a.
Guaranteed renewable
D's Medicare Supplement premium is based on her age when the policy
started. Why can't the insurer increase the premium for inflation? It uses
issue age.
, With Medicare Part A, how many skilled nursing facility days are fully covered?
20
A long-term care policy that is tax-qualified by HIPAA, the premiums and
benefits are considered? Tax-favored
If C did not sign up for Medicare Part B when she was initially eligible, when
can she sign up? d. During the General Enrollment Period (AEP)
Policy rates and schedules must be filed with the Commissioner Annually
A Medicare Advantage Prescription Drug Plan offers which of the following?
Part D prescription drug coverage, Part A, and Part B benefits in one
plan.
Home health care will be provided by Medicare Part B if which condition is
met? a. The care is ordered by doctor or health provider.
This type temporary care gives a caregiver rest or time off? a. Respite Care
What type marketing fails to disclose the reason for contacting a person is to
sell insurance? d. Cold Lead Advertising
Which is true, if T was injured and needed a blood transfusion? d. Medicare
Part A and B will make B pay for the first three pints.
Which of the following can't be excluded in a Medicare Supplement Policy? d.
Alzheimers
P has a Medicare Supplement Policy, it: Cannot be more restrictive than
Medicare.
Medicare does not pay for any part of which of the following? d. Eyeglasses
K's mother needs medical and personal care all the time. Which care is best
suited? d. Skilled Nursing Care
Which of the following Medicare-Aid pays only the premiums for Medicare
Part B? c. Specified Low-Income Beneficiary (SLMB)
The term for when a medical provider or doctor agrees to accept Medicare
payments is c. Medicare Assignment
