©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 1:26 PM A+
Primerica UCanPass Practice Exam
Questions And Answers |Latest 2025 |
Guaranteed Pass.
401k plan - Answer✔A qualified retirement plan in which the
employee can set aside a portion of their income
with pre-tax dollars.
Absolute Assignment - Answer✔A permanent and irrevocable transfer
of rights and/or benefits by the policy owner.
Collateral Assignment - Answer✔A temporary and/or revocable transfer
of benefits by the policy owner.
Accelerated Death Benefit - Answer✔Policy provision that allows full or partial
payment of the policy's death benefit before the
insured's death if he/she is terminally ill.
Accidental Death Benefit - Answer✔An extra cost rider that requires the insurance
company to pay an additional benefit in the event
that the insured dies within 90 days of an
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, ©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 1:26 PM A+
accident as a direct result of the accident.
Accumulate at Interest - Answer✔The Dividend Option where the policy owner
leaves the dividends with the insurer to invest
and earn interest.
Adhesion - Answer✔Since the insurer created all the documents of
the contract, any ambiguities in the contract will
be settled in favor of the insured. Since the
insurer wrote the contract they are stuck with it.
Adverse Selection - Answer✔The tendency for less favorable risks to seek or
continue insurance to a greater extent than more
favorable risks.
Agency Agreement or Agency Contract - Answer✔A legal document containing the terms of the
agreement between the agent and the insurance
company. It clearly defines what an agent can
and cannot do, and how he/she will be
compensated.
Agent Authorities - Answer✔Expressed: Power or authority specifically
granted in writing to an agent by the insurance
company in their Agency Agreement. Apparent:
Power or authority that the public reasonably
assumes an agent has based upon his/her
2|P a g e
Primerica UCanPass Practice Exam
Questions And Answers |Latest 2025 |
Guaranteed Pass.
401k plan - Answer✔A qualified retirement plan in which the
employee can set aside a portion of their income
with pre-tax dollars.
Absolute Assignment - Answer✔A permanent and irrevocable transfer
of rights and/or benefits by the policy owner.
Collateral Assignment - Answer✔A temporary and/or revocable transfer
of benefits by the policy owner.
Accelerated Death Benefit - Answer✔Policy provision that allows full or partial
payment of the policy's death benefit before the
insured's death if he/she is terminally ill.
Accidental Death Benefit - Answer✔An extra cost rider that requires the insurance
company to pay an additional benefit in the event
that the insured dies within 90 days of an
1|P a g e
, ©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 1:26 PM A+
accident as a direct result of the accident.
Accumulate at Interest - Answer✔The Dividend Option where the policy owner
leaves the dividends with the insurer to invest
and earn interest.
Adhesion - Answer✔Since the insurer created all the documents of
the contract, any ambiguities in the contract will
be settled in favor of the insured. Since the
insurer wrote the contract they are stuck with it.
Adverse Selection - Answer✔The tendency for less favorable risks to seek or
continue insurance to a greater extent than more
favorable risks.
Agency Agreement or Agency Contract - Answer✔A legal document containing the terms of the
agreement between the agent and the insurance
company. It clearly defines what an agent can
and cannot do, and how he/she will be
compensated.
Agent Authorities - Answer✔Expressed: Power or authority specifically
granted in writing to an agent by the insurance
company in their Agency Agreement. Apparent:
Power or authority that the public reasonably
assumes an agent has based upon his/her
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