NY Independent General Adjuster Exam - Series 17-70
Terms in this set (187)
Dram Shop Liability refers to: Liquor Law Liability.
The insured has suffered a Neglect.
covered loss under his DP-
3 dwelling form. He fails to
protect the property from
further loss. The additional
loss that occurs as a result of
his inactions may be denied
because of what clause in
the policy?
To be eligible for the Hold a valid driver's license.
New York assigned risk
auto plan a person
must:
Any insurance adjuster One Year.
whose license has been
revoked for cause will not
be entitled to apply for
any other insurance
license in New York until
at least:
A typical benefit design for Conditionally or optionally renewability feature.
a long term care policy
does not include a:
In New York the workers 30 Days.
compensation program is
administered by the
Workers Compensation
Board which establishes
guidelines for the program.
Notice of injury or death to
a worker is required to be
submitted to the
employer within what
period of time?
A common carrier is not An Act of God.
,held liable for the loss of a
shipper's goods when the
loss
results from:
If one is found guilty of Only an insurance regulatory official.
federal insurance fraud,
who can permit the guilty
individual to return to the
insurance business?
When is a passenger first When Entering the Aircraft.
covered under an aircraft
policy?
If an insured takes $1,000 if the flood is imminent and the property is in danger of
precautionary measures to flooding.
protect property from
flood damage such as
creating a retaining wall
of sand bags, how much
coverage if any, will be
provided by a flood policy?
Which Commercial Forms Basic, Broad, and Special.
would cover sinkhole
collapse?
____is a movement allowed by Flexion
certain
joints of the skeleton that
decreases the angle
between two adjoining
bones.
The listing of the perils Insuring Agreement.
covered is found in which
part of a homeowner
policy?
If a dog owned by a No. The dog is property and would be consider property
customer is injured in the damage.
parking lot of a store, is that
considered bodily injury
under liability coverage?
, The Superintendent of Assume the relicensing is approved.
Insurance may
approve the employment,
appointment or
participation of any person
whose license has been
revoked. Karen Jones had
her license revoked and filed
an application for relicensing
and has waited over 120
days
without a response from the
Insurance
Department. What should or
can she do?
Mr. Vickers was in a hurry Mr. Vickers comprehensive coverage.
to catch a plane. He parks
his car in the parking
garage at the airport and
leaves the keys in the
ignition. When he returns
he finds that his car has
been stolen. Later the car
was discovered with
severe collision damage.
The airport carries
Garagekeeper's Legal
Liability coverage and Mr.
Vickers carries Liability
and Comprehensive
coverage on his auto.
What coverage would
apply?
An automobile is polluting the Catalytic Converter Malfunction.
environment. What engine
component could be the
primary cause?
Under the dwelling policy, 20%
DP2 or D3, what is the
maximum amount of
Terms in this set (187)
Dram Shop Liability refers to: Liquor Law Liability.
The insured has suffered a Neglect.
covered loss under his DP-
3 dwelling form. He fails to
protect the property from
further loss. The additional
loss that occurs as a result of
his inactions may be denied
because of what clause in
the policy?
To be eligible for the Hold a valid driver's license.
New York assigned risk
auto plan a person
must:
Any insurance adjuster One Year.
whose license has been
revoked for cause will not
be entitled to apply for
any other insurance
license in New York until
at least:
A typical benefit design for Conditionally or optionally renewability feature.
a long term care policy
does not include a:
In New York the workers 30 Days.
compensation program is
administered by the
Workers Compensation
Board which establishes
guidelines for the program.
Notice of injury or death to
a worker is required to be
submitted to the
employer within what
period of time?
A common carrier is not An Act of God.
,held liable for the loss of a
shipper's goods when the
loss
results from:
If one is found guilty of Only an insurance regulatory official.
federal insurance fraud,
who can permit the guilty
individual to return to the
insurance business?
When is a passenger first When Entering the Aircraft.
covered under an aircraft
policy?
If an insured takes $1,000 if the flood is imminent and the property is in danger of
precautionary measures to flooding.
protect property from
flood damage such as
creating a retaining wall
of sand bags, how much
coverage if any, will be
provided by a flood policy?
Which Commercial Forms Basic, Broad, and Special.
would cover sinkhole
collapse?
____is a movement allowed by Flexion
certain
joints of the skeleton that
decreases the angle
between two adjoining
bones.
The listing of the perils Insuring Agreement.
covered is found in which
part of a homeowner
policy?
If a dog owned by a No. The dog is property and would be consider property
customer is injured in the damage.
parking lot of a store, is that
considered bodily injury
under liability coverage?
, The Superintendent of Assume the relicensing is approved.
Insurance may
approve the employment,
appointment or
participation of any person
whose license has been
revoked. Karen Jones had
her license revoked and filed
an application for relicensing
and has waited over 120
days
without a response from the
Insurance
Department. What should or
can she do?
Mr. Vickers was in a hurry Mr. Vickers comprehensive coverage.
to catch a plane. He parks
his car in the parking
garage at the airport and
leaves the keys in the
ignition. When he returns
he finds that his car has
been stolen. Later the car
was discovered with
severe collision damage.
The airport carries
Garagekeeper's Legal
Liability coverage and Mr.
Vickers carries Liability
and Comprehensive
coverage on his auto.
What coverage would
apply?
An automobile is polluting the Catalytic Converter Malfunction.
environment. What engine
component could be the
primary cause?
Under the dwelling policy, 20%
DP2 or D3, what is the
maximum amount of
