Final: NY Adjuster Practice Exam Questions
Terms in this set (128)
Which of the following is It limits the exposure of individual insurers and the insurance
one of the objectives of the industry as a whole
Terrorism Risk Insurance Act
of 2002?
All of the following are used Policy exclusions.
by the courts to establish
negligence EXCEPT
Which is the thing of value Consideration
exchanged for the
performance promised in
the insurance contract?
Which party is required to The insured
provide proof of loss to
establish entitlement?
Which of the following is a Minimizing further loss
duty of the insured after a
loss?
Before taking legal action, Arbitrator
what third-party can help
end disputes over the
value of a loss?
Which of the following is an Pays a fixed amount per day to the insured for each day the
example of a hospital insured is hospitalized
indemnity plan?
Which of the following sides Anterior
represent the front surface
of the patient?
How long is the broad More than 60 consecutive days
theft coverage
endorsement invalid if
the property is vacant?
All of the following types of Collectable gold coins
personal
property are covered
under Coverage C EXCEPT
,When a policy or A detailed and comprehensive summary of the accelerated
certificate containing an benefit
accelerated benefit
provision is applied for or
delivered, the producer is
responsible for providing
the applicant a summary
of coverage that includes
all of the following
EXCEPT
Which of the following is NOT Accumulation at interest
a
nonforfeiture option
available in a Whole Life
Policy?
All the following are A vehicle leased for less than six months
considered owned autos
for personal automobile
insurance EXCEPT
An insurance company's Non-payment of premium
right to cancel a policy is
often limited by state laws
but is generally permitted
under which of the
following conditions?
Which of the following types Robbery
of crime best describe the
unlawful act of taking
property from the care and
custody of
another person while
threatening to cause bodily
harm?
, Which part of the Declarations
commercial general liability
designates who is an
insured?
The insured is mowing his Mysterious disappearance
lawn when a stranger is
noticed in the backyard. The
stranger claims to be a
substitute delivery person.
Several days later a gold
watch can not be found.
Which of the following
describes the loss?
Which of the following is a 401(k)
qualified plan?
For the purpose of workers' A crew member of an ocean going vessel
compensation insurance all
of the following are subject
to the workers'
compensation laws, either
as an employer or
employee EXCEPT
Which of the following is The Surety
the party who agrees to
be responsible for loss in
the case of a fidelity
bond?
Which type of bond Scheduled
specifically protects
against dishonesty by
employees whose names
or positions are listed in the
policy?
Which type of endorsement Named Perils
covers causes of loss
specifically listed in the
policy?
Terms in this set (128)
Which of the following is It limits the exposure of individual insurers and the insurance
one of the objectives of the industry as a whole
Terrorism Risk Insurance Act
of 2002?
All of the following are used Policy exclusions.
by the courts to establish
negligence EXCEPT
Which is the thing of value Consideration
exchanged for the
performance promised in
the insurance contract?
Which party is required to The insured
provide proof of loss to
establish entitlement?
Which of the following is a Minimizing further loss
duty of the insured after a
loss?
Before taking legal action, Arbitrator
what third-party can help
end disputes over the
value of a loss?
Which of the following is an Pays a fixed amount per day to the insured for each day the
example of a hospital insured is hospitalized
indemnity plan?
Which of the following sides Anterior
represent the front surface
of the patient?
How long is the broad More than 60 consecutive days
theft coverage
endorsement invalid if
the property is vacant?
All of the following types of Collectable gold coins
personal
property are covered
under Coverage C EXCEPT
,When a policy or A detailed and comprehensive summary of the accelerated
certificate containing an benefit
accelerated benefit
provision is applied for or
delivered, the producer is
responsible for providing
the applicant a summary
of coverage that includes
all of the following
EXCEPT
Which of the following is NOT Accumulation at interest
a
nonforfeiture option
available in a Whole Life
Policy?
All the following are A vehicle leased for less than six months
considered owned autos
for personal automobile
insurance EXCEPT
An insurance company's Non-payment of premium
right to cancel a policy is
often limited by state laws
but is generally permitted
under which of the
following conditions?
Which of the following types Robbery
of crime best describe the
unlawful act of taking
property from the care and
custody of
another person while
threatening to cause bodily
harm?
, Which part of the Declarations
commercial general liability
designates who is an
insured?
The insured is mowing his Mysterious disappearance
lawn when a stranger is
noticed in the backyard. The
stranger claims to be a
substitute delivery person.
Several days later a gold
watch can not be found.
Which of the following
describes the loss?
Which of the following is a 401(k)
qualified plan?
For the purpose of workers' A crew member of an ocean going vessel
compensation insurance all
of the following are subject
to the workers'
compensation laws, either
as an employer or
employee EXCEPT
Which of the following is The Surety
the party who agrees to
be responsible for loss in
the case of a fidelity
bond?
Which type of bond Scheduled
specifically protects
against dishonesty by
employees whose names
or positions are listed in the
policy?
Which type of endorsement Named Perils
covers causes of loss
specifically listed in the
policy?
