CSPR CERTIFIED SPECIALIST PAYMENT REP HFMA ACTUAL EXAM NEWEST 2025 COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
Steps used to control costs of managed care include: - (ANSWER)Bundled codes
Capitation
Payer and Provider to agree on reasonable payment
DRG is used to classify - (ANSWER)Inpatient admissions for the purpose of reimbursing hospitals for each
case in a given category w/a negotiated fixed fee, regardless of the actual costs incurred
Identify the various types of private health plan coverage - (ANSWER)HMO
Conventional
PPO and POS
HDHP/SO plans - high-deductible health plans with a savings option; Private - Include higher patient out-
of-pocket expenditures for treatments that can serve to reduce utilization/costs.
Managed care organizations (MCO) exist primarily in four forms: - (ANSWER)Health Maintenance
Organizations (HMO)
Preferred Provider Organizations (PPO)
Point of Service (POS) Organizations
Exclusive Provider Organizations (EPO)
谢谢谢
谢
Identify the various types of government-sponsored health coverage: - (ANSWER)Medicare -
Government; Beneficiaries enrolled in such plans, but, participation in these 谢谢
plans is voluntary.
谢谢
Medicaid
Medicaid Managed Care - Medicaid beneficiaries are required to select and enroll in a managed care
plan.
Medicare Managed Care (a.k.a. Medicare Advantage Plans)
Identify some key drivers of increasing healthcare costs - (ANSWER)Demographics
Chronic Conditions
Provider payment systems - Provider payment systems that are designed to reward volume rather than
quality, outcomes, and prevention
,CSPR CERTIFIED SPECIALIST PAYMENT REP HFMA ACTUAL EXAM NEWEST 2025 COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
Consumer Perceptions
Health Plan pressure
Physician Relationships
Supply Chain
Health Maintenance Organizations (HMO) - (ANSWER)Referrals
PCP
Patients must use an in-network provider for their services to be covered.
Reimbursement - majority of services offered are reimbursed through capitation payments (PMPM)
Medicare is composed of four parts: - (ANSWER)Part A - provides inpatient/hospital, hospice, and skilled
nursing coverage
Part B - provides outpatient/medical coverage
Part C - an alternative way to receive your Medicare benefits (known as Medicare
Advantage)
Part D - prescription drug coverage
HMO Act of 1973 - (ANSWER)The HMO Act of 1973 gave federally qualified HMOs the right to mandate 谢谢谢
that employers offer their product to their employees under certain conditions. Mandating an employer 谢
meant that employers who had 25 or more employees and were for-profit companies were required to
make a dual choice available to their employees. 谢谢
谢谢
Which of the following statements regarding employer-based health insurance in the United States is
true? - (ANSWER)The real advent of employer-based insurance came through Blue Cross, which was
started by hospital associations during the Depression.
The Health Maintenance Organization (HMO) Act of 1973 gave qualified HMOs the right to "mandate" an
employer under certain conditions, meaning employers: - (ANSWER)Would have to offer HMO plans
along side traditional fee-for-service medical plans.
, CSPR CERTIFIED SPECIALIST PAYMENT REP HFMA ACTUAL EXAM NEWEST 2025 COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
Which of the following is an anticipated change in the relationships between consumers and providers? -
(ANSWER)Providers will face many new service demands and consumers will have virtually unfettered
access to those services
What transition began as a result of the March 2010 healthcare reform legislation? - (ANSWER)A
transition toward new models of health care delivery with corresponding changes system financing and
provider reimbursement.
Which statement is false concerning ABNs? - (ANSWER)ABN began establishing new requirements for
managed care plans participating in the Medicare program.
Which Statement is TRUE concerning ABNs? - (ANSWER)-ABNs are not required for services that are
never covered by Medicare.
-An ABN form notifies the patient before he or she receives the service that it may not be
covered by Medicare and that he or she will need to pay out of pocket.
-Although ABNs can have significant financial implications for the physician, they also
serve an important fraud and abuse compliance function.
What is the overall function of Medicaid? - (ANSWER)The pay for medical assistance for certain
individuals and low-income families 谢谢谢
谢
Medical Cost Ratio (MCR) or Medical Loss Ratio (MLR) is defined as: - (ANSWER)Total Medical Expenses 谢谢
divided by Total Premiums
谢谢
Provider service organizations (PSOs) function like health maintenance organizations (HMOs) in all of the
following ways, EXCEPT: - (ANSWER)Ties to the healthcare delivery industry rather than the insurance
industry
Provider service organizations (PSOs) function like health maintenance organizations (HMOs) in all of the
following ways: - (ANSWER)-Risk pooling
-Capitalization
-Network management
QUESTIONS AND CORRECT DETAILED ANSWERS
Steps used to control costs of managed care include: - (ANSWER)Bundled codes
Capitation
Payer and Provider to agree on reasonable payment
DRG is used to classify - (ANSWER)Inpatient admissions for the purpose of reimbursing hospitals for each
case in a given category w/a negotiated fixed fee, regardless of the actual costs incurred
Identify the various types of private health plan coverage - (ANSWER)HMO
Conventional
PPO and POS
HDHP/SO plans - high-deductible health plans with a savings option; Private - Include higher patient out-
of-pocket expenditures for treatments that can serve to reduce utilization/costs.
Managed care organizations (MCO) exist primarily in four forms: - (ANSWER)Health Maintenance
Organizations (HMO)
Preferred Provider Organizations (PPO)
Point of Service (POS) Organizations
Exclusive Provider Organizations (EPO)
谢谢谢
谢
Identify the various types of government-sponsored health coverage: - (ANSWER)Medicare -
Government; Beneficiaries enrolled in such plans, but, participation in these 谢谢
plans is voluntary.
谢谢
Medicaid
Medicaid Managed Care - Medicaid beneficiaries are required to select and enroll in a managed care
plan.
Medicare Managed Care (a.k.a. Medicare Advantage Plans)
Identify some key drivers of increasing healthcare costs - (ANSWER)Demographics
Chronic Conditions
Provider payment systems - Provider payment systems that are designed to reward volume rather than
quality, outcomes, and prevention
,CSPR CERTIFIED SPECIALIST PAYMENT REP HFMA ACTUAL EXAM NEWEST 2025 COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
Consumer Perceptions
Health Plan pressure
Physician Relationships
Supply Chain
Health Maintenance Organizations (HMO) - (ANSWER)Referrals
PCP
Patients must use an in-network provider for their services to be covered.
Reimbursement - majority of services offered are reimbursed through capitation payments (PMPM)
Medicare is composed of four parts: - (ANSWER)Part A - provides inpatient/hospital, hospice, and skilled
nursing coverage
Part B - provides outpatient/medical coverage
Part C - an alternative way to receive your Medicare benefits (known as Medicare
Advantage)
Part D - prescription drug coverage
HMO Act of 1973 - (ANSWER)The HMO Act of 1973 gave federally qualified HMOs the right to mandate 谢谢谢
that employers offer their product to their employees under certain conditions. Mandating an employer 谢
meant that employers who had 25 or more employees and were for-profit companies were required to
make a dual choice available to their employees. 谢谢
谢谢
Which of the following statements regarding employer-based health insurance in the United States is
true? - (ANSWER)The real advent of employer-based insurance came through Blue Cross, which was
started by hospital associations during the Depression.
The Health Maintenance Organization (HMO) Act of 1973 gave qualified HMOs the right to "mandate" an
employer under certain conditions, meaning employers: - (ANSWER)Would have to offer HMO plans
along side traditional fee-for-service medical plans.
, CSPR CERTIFIED SPECIALIST PAYMENT REP HFMA ACTUAL EXAM NEWEST 2025 COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
Which of the following is an anticipated change in the relationships between consumers and providers? -
(ANSWER)Providers will face many new service demands and consumers will have virtually unfettered
access to those services
What transition began as a result of the March 2010 healthcare reform legislation? - (ANSWER)A
transition toward new models of health care delivery with corresponding changes system financing and
provider reimbursement.
Which statement is false concerning ABNs? - (ANSWER)ABN began establishing new requirements for
managed care plans participating in the Medicare program.
Which Statement is TRUE concerning ABNs? - (ANSWER)-ABNs are not required for services that are
never covered by Medicare.
-An ABN form notifies the patient before he or she receives the service that it may not be
covered by Medicare and that he or she will need to pay out of pocket.
-Although ABNs can have significant financial implications for the physician, they also
serve an important fraud and abuse compliance function.
What is the overall function of Medicaid? - (ANSWER)The pay for medical assistance for certain
individuals and low-income families 谢谢谢
谢
Medical Cost Ratio (MCR) or Medical Loss Ratio (MLR) is defined as: - (ANSWER)Total Medical Expenses 谢谢
divided by Total Premiums
谢谢
Provider service organizations (PSOs) function like health maintenance organizations (HMOs) in all of the
following ways, EXCEPT: - (ANSWER)Ties to the healthcare delivery industry rather than the insurance
industry
Provider service organizations (PSOs) function like health maintenance organizations (HMOs) in all of the
following ways: - (ANSWER)-Risk pooling
-Capitalization
-Network management
