State Exam Actual Test Practice Questions &
Verified Answers Recent Upload
The obligation to locate a trust beneficiary? - ANSWER ✔ - funeral establishment
How long is a funeral home responsible to hold onto cremains, before action is taken - ANSWER ✔ - 10
months
If a type 3 funeral director does not own or owns less than 10% ownership what happens to his license?
- ANSWER ✔ - its reduced to a type 6
Can a funeral home charge extra for prepping a post or organ donation? - ANSWER ✔ - No
Who is responsible for an apprentices actions in his line of duty? - ANSWER ✔ - type 3 sponsor
Who can be a majority owner of a funeral home? - ANSWER ✔ - the type 3 who hold majority of shares
Who can complete a death certificate? - ANSWER ✔ - FD, M/E, B of H
Where must a Funeral Trust Account be established? - ANSWER ✔ - Federal or state banking institution
having trust powers or trust company located Ma.
Can a preneed contract be amended - ANSWER ✔ - any time prior to death of beneficiary
Can amend a preneed contract which is irrevocable to revocable - ANSWER ✔ - No, unless by court
order
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,What must be done to transfer a preneed contract from the primary funeral home to another FH -
ANSWER ✔ - you must receive written authorization from purchaser
Upon the purchase of a preneed contract, written conformation must be given to the purchaser within
how many days - ANSWER ✔ - no later than 30 days
Paid to an insurance company for the purchase of a pre-need insurance policy or annuity pursuant to
239 CMR 4.10 not later - ANSWER ✔ - than five (5) business days after the expiration of the "cooling-off"
period
You have the right to buy separate goods (such as caskets) and services (such as embalming or a
memorial service). You do not have to accept a package that may include items you do not want. -
ANSWER ✔ - True
Funeral directors must give you price information on the telephone if you ask for it. You don't have to
give them your name, address, or telephone number first. Although they are not required to do so,
many funeral homes mail their price lists, and some post them online. - ANSWER ✔ - True
The funeral home must give you a General Price List (GPL) that is yours to keep. It lists all the items and
services the home offers, and the cost of each one. - ANSWER ✔ - True
Sometimes, detailed casket price information is included on the funeral home's GPL. More often,
though, it's provided on a separate casket price list. Get the price information before you see the
caskets, so that you can ask about lower-priced products that may not be on display. Why - ANSWER ✔ -
so you can ask about lower priced products not on display
Outer burial containers are not required by state law anywhere in the U.S., but many cemeteries require
them to prevent the grave from caving in. If the funeral home sells containers, but doesn't list their
prices on the GPL, you have the right to look at a separate container price list before you see the
containers. - ANSWER ✔ - If you don't see the lower-priced containers listed, ask about them.
Receive a written statement after you decide what you want, and before you pay - ANSWER ✔ - true
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, What is the minimal size of a prep room? - ANSWER ✔ - 12 x 14
What is the minimal size of a funeral home chapel? - ANSWER ✔ - 300 sq ft
What type of flooring is required in a prep rm? - ANSWER ✔ - tile or cement
What are the minimum requirements in a prep rm - ANSWER ✔ - Flush rim sink, floor drain, backflow
preventer
Besides a FD and embalmer, who are allowed in the prep room? - ANSWER ✔ - Mort student, immediate
family, public official
How long is the cooling off period? - ANSWER ✔ - 10 day
If a goods and service are selected at pre-need and not available at death what happens? - ANSWER ✔ -
NOK can select the goods and services of fair market value of equal or greater value.
The funeral home must give you a statement listing every good and service you have selected, the price
of each, and the total cost immediately after you make the arrangements. - ANSWER ✔ - true
If a owner of a funeral home is not a type 3 funeral director, what amount of shares may they hold -
ANSWER ✔ - 49%
Introduction - ANSWER ✔ - In 1984, the FTC put into effect the Funeral Industry Practices Trade
Regulation (16 C.F.R Part 453) That regulation, which is commonly referred to as the Funeral Rule, was
reviewed and revised in 1994.
-Effects all who sell BOTH funeral goods and services
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