SPECIALISTS EXAM
PA APPRAISERS LICENSE EXAM 2025 ACTUAL EXAM
QUESTION AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS)100% PASS
An attorney will provide notice of deposition to an individual when the
attorney wishes to secure from that individual: - ANSWER --§ A recorded
statement under oath
A policy has replacement cost for damaged carpet and counter tops. If
replacement will not match up in quality and appearance with the
undamaged property, what must the adjuster do? - ANSWER --§ Replace
the damaged carpet and countertops and some of the undamaged
property within reasonable site lines
Anyone who threatens, forces or corruptly influences, obstructs or
impedes the due and proper administration of the fraud law relating to
the insurance business may be fined and/or imprisoned up to: -
ANSWER --10 years
All of the following are claim settlement options for property, EXCEPT:
- ANSWER --Value as established by the insurer.
SPECIALISTS EXAM
, SPECIALISTS EXAM
Unless prevented by intervening circumstances, once the assignment to
the appraiser has been made, inspection of the vehicle must be made
within: - ANSWER --6 working days
Which of the following is considered a "collision" loss? - ANSWER --§
Riot
§ Striking an animal
§ Missiles or falling objects
§ Hitting a pot hole------the collision loss
What must a Pennsylvania automobile appraiser do when the repair shop
advises that there is additional damage to a vehicle that is the subject of
repair not previously on the estimate? - ANSWER --Promptly reinspect the
vehicle
A reservation of rights letter: - ANSWER --Informs the policyholder that
the insurance company will defend him/her in a lawsuit but that certain
aspects of the lawsuit may not be indemnified (covered)
When are deductions permitted for betterment and/or depreciation of a
damaged vehicle? - ANSWER --§ Deductions for betterment and/or
depreciation are permitted only for parts normally subject to repair and
replacement during the useful life of the insured motor vehicle.
§ Betterment is the increase in value a vehicle experiences after a major
mechanical repair.
SPECIALISTS EXAM
, SPECIALISTS EXAM
An innocent party relies on certain statements of fact made by an
adjuster and as a result is damaged. The adjuster may be legally
prohibited from asserting that the fact does not exist because of: -
ANSWER --Estoppel. Estoppel is intentional or unintentional behavior
on the part of one party that misleads another party and creates the
impression that a certain fact exists.
Aftermarket wheels that have been damaged in a collision are: - ANSWER
--Items that need to be included in the estimate. Items that are non-OEM
should be noted on the report. The replacement of aftermarket
equipment, such as stereos, wheels, ground effects, alarms, striping &
graphics, is generally covered under most insurance policies.
When making a butt joint, the joint should be: - ANSWER --Two times the
width of the joint
A side molding is positioned: - ANSWER --In a horizontal line across
the quarter panel
A wheel opening molding is located - ANSWER --Along the opening in
the quarter panel for the wheel
1.) A belt molding is located: - ANSWER --Along the belt line of the
vehicle
SPECIALISTS EXAM
, SPECIALISTS EXAM
During sectioning, Tech A says that weld-through primer is enough
corrosion protection for the inside of the welding joint. Tech B says that
weld-through primer is not corrosion protection of the internal weld.
Who is right? - ANSWER --Tech B. Weld-through primer is used in the
weld joint only. The internal cavity will require corrosion protection.
Technician A says to apply a two-part epoxy or self-etching primer over
a repaired panel to fight corrosion. Technician B says the primer is not
needed since weld-through primer was applied to the bare steel. Who is
right? - ANSWER --Tech A. Two-part epoxy or self-etch primers are used
as the base for corrosion protection. Weld-through primers are designed
to be sandwiched between joining panels that are to be welded. In all
other areas, the excess weld-through material should be removed.
In a collision, battery acid is dropped on the turn signal socket. What is
the proper procedure? - ANSWER --Replace the turn signal socket
A technician sees that a damaged panel was replaced prior to the latest
collision damage he is repairing. The seams appear to have corroded
despite having been sealed with a heavy bodied seam sealer. The most
likely cause of the corrosion is: - ANSWER --The 1st technician used a
lacquer primer under the seam sealer. The adhesion of a lacquer primer
is poor and only an epoxy or self-etching primer should be used.
SPECIALISTS EXAM
PA APPRAISERS LICENSE EXAM 2025 ACTUAL EXAM
QUESTION AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS)100% PASS
An attorney will provide notice of deposition to an individual when the
attorney wishes to secure from that individual: - ANSWER --§ A recorded
statement under oath
A policy has replacement cost for damaged carpet and counter tops. If
replacement will not match up in quality and appearance with the
undamaged property, what must the adjuster do? - ANSWER --§ Replace
the damaged carpet and countertops and some of the undamaged
property within reasonable site lines
Anyone who threatens, forces or corruptly influences, obstructs or
impedes the due and proper administration of the fraud law relating to
the insurance business may be fined and/or imprisoned up to: -
ANSWER --10 years
All of the following are claim settlement options for property, EXCEPT:
- ANSWER --Value as established by the insurer.
SPECIALISTS EXAM
, SPECIALISTS EXAM
Unless prevented by intervening circumstances, once the assignment to
the appraiser has been made, inspection of the vehicle must be made
within: - ANSWER --6 working days
Which of the following is considered a "collision" loss? - ANSWER --§
Riot
§ Striking an animal
§ Missiles or falling objects
§ Hitting a pot hole------the collision loss
What must a Pennsylvania automobile appraiser do when the repair shop
advises that there is additional damage to a vehicle that is the subject of
repair not previously on the estimate? - ANSWER --Promptly reinspect the
vehicle
A reservation of rights letter: - ANSWER --Informs the policyholder that
the insurance company will defend him/her in a lawsuit but that certain
aspects of the lawsuit may not be indemnified (covered)
When are deductions permitted for betterment and/or depreciation of a
damaged vehicle? - ANSWER --§ Deductions for betterment and/or
depreciation are permitted only for parts normally subject to repair and
replacement during the useful life of the insured motor vehicle.
§ Betterment is the increase in value a vehicle experiences after a major
mechanical repair.
SPECIALISTS EXAM
, SPECIALISTS EXAM
An innocent party relies on certain statements of fact made by an
adjuster and as a result is damaged. The adjuster may be legally
prohibited from asserting that the fact does not exist because of: -
ANSWER --Estoppel. Estoppel is intentional or unintentional behavior
on the part of one party that misleads another party and creates the
impression that a certain fact exists.
Aftermarket wheels that have been damaged in a collision are: - ANSWER
--Items that need to be included in the estimate. Items that are non-OEM
should be noted on the report. The replacement of aftermarket
equipment, such as stereos, wheels, ground effects, alarms, striping &
graphics, is generally covered under most insurance policies.
When making a butt joint, the joint should be: - ANSWER --Two times the
width of the joint
A side molding is positioned: - ANSWER --In a horizontal line across
the quarter panel
A wheel opening molding is located - ANSWER --Along the opening in
the quarter panel for the wheel
1.) A belt molding is located: - ANSWER --Along the belt line of the
vehicle
SPECIALISTS EXAM
, SPECIALISTS EXAM
During sectioning, Tech A says that weld-through primer is enough
corrosion protection for the inside of the welding joint. Tech B says that
weld-through primer is not corrosion protection of the internal weld.
Who is right? - ANSWER --Tech B. Weld-through primer is used in the
weld joint only. The internal cavity will require corrosion protection.
Technician A says to apply a two-part epoxy or self-etching primer over
a repaired panel to fight corrosion. Technician B says the primer is not
needed since weld-through primer was applied to the bare steel. Who is
right? - ANSWER --Tech A. Two-part epoxy or self-etch primers are used
as the base for corrosion protection. Weld-through primers are designed
to be sandwiched between joining panels that are to be welded. In all
other areas, the excess weld-through material should be removed.
In a collision, battery acid is dropped on the turn signal socket. What is
the proper procedure? - ANSWER --Replace the turn signal socket
A technician sees that a damaged panel was replaced prior to the latest
collision damage he is repairing. The seams appear to have corroded
despite having been sealed with a heavy bodied seam sealer. The most
likely cause of the corrosion is: - ANSWER --The 1st technician used a
lacquer primer under the seam sealer. The adhesion of a lacquer primer
is poor and only an epoxy or self-etching primer should be used.
SPECIALISTS EXAM
