Property & Casualty License Exam -
Practice Test Questions 73 complete.
Approved and Verified.
Property & Casualty License Exam -
Practice Test Questions 73 complete.
Approved and Verified.
Who would be able to collect survivor and death benefits from WC in the event the covered injury
resulting in the death of an employee? - ANSWER Spouse of Employee
Which type of crime best describes someone who waits until store personnel are preoccupied and
pockets merchandise while no one is looking and leaves without detection - ANSWER Robbery
Not a common exclusion in a liability policy - ANSWER damage caused by acts of civil disobedience and
riots
The party who agrees to be responsible for loss in the case of a fidelity bond? - ANSWER The Surety
An insured has transportation expenses coverage under part D of the personal auto policy when
involved in a collision. Coverage provides which of the following? - ANSWER Rental Reimbursement until
claim is settled by insurance
An insured operates an auto repair shop and has a garage coverage form with garagekeepers insurance
when an employee on a test drive with a customer's car is involved in a crash. How will the customer's
car be covered by the insured's policy? - ANSWER The customer's car is covered for any physical damage
while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to worker's
compensation laws, either as an employer or an employee? - ANSWER A Crew member of an ocean
going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion found under the
personal auto policy Part A liability coverage? - ANSWER No
, Property & Casualty License Exam -
Practice Test Questions 73 complete.
Approved and Verified.
Does An auto not titled to an insured but available for regular use of named insured or family member
describe a non owned auto under the commercial auto policy symbol 9? - ANSWER No
What best describes the CGL's general aggregate limit as it applies to the coverage parts of the CGL? -
ANSWER Coverage A, B, and C apply in sum and are the most that will be paid subject to the general
aggregate limit
Does Worker's Compensation benefits for loss of wages include replacement of a portion of lost wages?
- ANSWER Yes
An extended reporting period attached to a general liability policy provides coverage in which of the
following ways? - ANSWER It provides coverage for claims made outside the policy term
Under the dwelling policy conditions, how would the insurance company settle a loss? - ANSWER
Company has the option to repair to pre-loss condition
Is carpeting that is permanently installed inside the building included in the property coverage of a BOP?
- ANSWER Yes
Are outdoor signs that are not attached to the building included in the property coverage of a BOP? -
ANSWER No
Would carpet cleaning after a water main break trigger coverage under business income form with extra
expense coverage? - ANSWER Yes
Would Employee Pay after a building structure is damaged trigger coverage under business income form
with extra expense coverage? - ANSWER No
Does a DP-2 policy cover damage to awnings from weight of snow? - ANSWER No
Practice Test Questions 73 complete.
Approved and Verified.
Property & Casualty License Exam -
Practice Test Questions 73 complete.
Approved and Verified.
Who would be able to collect survivor and death benefits from WC in the event the covered injury
resulting in the death of an employee? - ANSWER Spouse of Employee
Which type of crime best describes someone who waits until store personnel are preoccupied and
pockets merchandise while no one is looking and leaves without detection - ANSWER Robbery
Not a common exclusion in a liability policy - ANSWER damage caused by acts of civil disobedience and
riots
The party who agrees to be responsible for loss in the case of a fidelity bond? - ANSWER The Surety
An insured has transportation expenses coverage under part D of the personal auto policy when
involved in a collision. Coverage provides which of the following? - ANSWER Rental Reimbursement until
claim is settled by insurance
An insured operates an auto repair shop and has a garage coverage form with garagekeepers insurance
when an employee on a test drive with a customer's car is involved in a crash. How will the customer's
car be covered by the insured's policy? - ANSWER The customer's car is covered for any physical damage
while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to worker's
compensation laws, either as an employer or an employee? - ANSWER A Crew member of an ocean
going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion found under the
personal auto policy Part A liability coverage? - ANSWER No
, Property & Casualty License Exam -
Practice Test Questions 73 complete.
Approved and Verified.
Does An auto not titled to an insured but available for regular use of named insured or family member
describe a non owned auto under the commercial auto policy symbol 9? - ANSWER No
What best describes the CGL's general aggregate limit as it applies to the coverage parts of the CGL? -
ANSWER Coverage A, B, and C apply in sum and are the most that will be paid subject to the general
aggregate limit
Does Worker's Compensation benefits for loss of wages include replacement of a portion of lost wages?
- ANSWER Yes
An extended reporting period attached to a general liability policy provides coverage in which of the
following ways? - ANSWER It provides coverage for claims made outside the policy term
Under the dwelling policy conditions, how would the insurance company settle a loss? - ANSWER
Company has the option to repair to pre-loss condition
Is carpeting that is permanently installed inside the building included in the property coverage of a BOP?
- ANSWER Yes
Are outdoor signs that are not attached to the building included in the property coverage of a BOP? -
ANSWER No
Would carpet cleaning after a water main break trigger coverage under business income form with extra
expense coverage? - ANSWER Yes
Would Employee Pay after a building structure is damaged trigger coverage under business income form
with extra expense coverage? - ANSWER No
Does a DP-2 policy cover damage to awnings from weight of snow? - ANSWER No
