AHIP Module 1 Quiz 6 Exam with qualified question and answers

AHIP Module 1 Quiz 6 Exam with qualified question and answers 1. Mrs. Paterson is concerned about the deductibles and co-payments associ- ated with Original Medicare. What can you tell her about Medigap as an option to address this concern?: b. Medigap plans help beneficiaries cover coinsurance, co-payments, and/or deductibles for medically necessary services. 2. Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap policy as well, but it provides no drug coverage. She would like to keep the coverage she has, but replace her existing Medigap plan with one that provides drug coverage. What should you tell her?: c. Mrs. Gonzalez cannot purchase a Medi- gap plan that covers drugs, but she could keep her Medigap policy and enroll in a Part D prescription drug plan. 3. Mr. Kelly has substantial financial means. He enrolled in Original Medicare and purchased a Medigap policy many years ago that offered prescription drug coverage. The prescription drug coverage has not been comparable to that offered by Medicare Part D for several years and despite notification, Mr. Kelly took no action. Which of the following statements best describes what will occur if Mr. Kelly now decides to enroll in Medicare Part D?: c. He will incur a late enrollment penalty. 4. Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a Medigap plan to pick up costs not covered by that plan. What should you tell him?: d. It is illegal for you to sell Mr. Capadona a Medigap plan if he is enrolled in an MA plan, and besides, Medigap only works with Original Medicare.