NY Life, Accident and Health Insurance
Agent/Broker Exam Series 17-55
questions and answers
Which of the following types of long-term care benefits would be best suited for a senior citizen
who needs supervision, social, and recreational services? ✔✔adult day care
When a buyer is considering a long-term care policy, they are encouraged to review carefully all
policy ✔✔limitations
A 65-year-old employee who works for an employer with 24 employees is disabled on the job.
The employee has fully recovered and returned to work. Which health coverage is primary?
✔✔worker's compensation Insurance plans that are terminated, generally allow an extension of
benefits to which type of employee? ✔✔Laid off
A Key Person Disability Income Policy pays benefits to the ✔✔Employer
Which of the following is an example of presumptive disability? ✔✔Loss of sight
A policyowner suffers an injury that renders him incapable of performing one or more important
job duties. Any decrease in income resulting from this injury would make him eligible for
benefits under which provision? ✔✔Partial disability
Agent/Broker Exam Series 17-55
questions and answers
Which of the following types of long-term care benefits would be best suited for a senior citizen
who needs supervision, social, and recreational services? ✔✔adult day care
When a buyer is considering a long-term care policy, they are encouraged to review carefully all
policy ✔✔limitations
A 65-year-old employee who works for an employer with 24 employees is disabled on the job.
The employee has fully recovered and returned to work. Which health coverage is primary?
✔✔worker's compensation Insurance plans that are terminated, generally allow an extension of
benefits to which type of employee? ✔✔Laid off
A Key Person Disability Income Policy pays benefits to the ✔✔Employer
Which of the following is an example of presumptive disability? ✔✔Loss of sight
A policyowner suffers an injury that renders him incapable of performing one or more important
job duties. Any decrease in income resulting from this injury would make him eligible for
benefits under which provision? ✔✔Partial disability
