CFM Home Study Questions and Answers 100% Solved

CFM Home Study Questions and Answers 100% Solved True or False: A good floodplain management program must regulate construction outside of the floodplain to ensure that watershed development does not increase. True True or false: Most communities joined NFIP after the 1973 Flood Disaster Protection Act mandated the purchase of flood insurance as a condition of federal aid or federally-insured loans. True True or false: Flood insurance premiums can be lower for new buildings built to standards higher than the minimum NFIP requirements. True True or false: The rules for subdivisions also apply to other large projects like manufactured home parks, apartment complexes and planned unit developments. True True or false: The best time to verify a construction project's setbacks and floodway encroachments is before construction starts. True True or false: The best time to verify the lowest flood elevation is when the house is finished. False True or false: After an elevated building has received a certificate of use or occupancy, you should still periodically check it to see if it is compliant with the requirements of your floodplain ordinance. True True or false: The base flood elevation is two feet above the floor on a one-story pre-FIRM house. It is OK to add a second story without modifying the house because the entire addition will be above the BFE. False T or F: The NFIP can provide financial assistance to help property owners bring their flooded homes into compliance with the substantial damage requirements. T T or F: Once a LOMA is issued to remove a building from SFHA, a bank cannot require flood insurance as a condition of a federally-insured loan. F T or F: A Presidential disaster declaration allows local officials to vary from the Federal floodplain management regulations in order to expedite recovery operations. F T or F: The NFIP recommends that communities adopt additional, more restrictive regulatory standards. T T or F: Requiring freeboard means more flood protection and lower flood insurance premiums. T T or F: FEMAs mitigation assistance programs are provided only after your community has received a disaster declaration. F What type of flooding has caused the most death? a. Riverine b. Flash c. Hurricanes d. Alluvial fans b Coastal erosion a. Only occurs during storms b. is caused by tsunamis c. is caused by storm surge d. can be aggravated by human development d Which of the following are beneficial functions provided by floodplains? a. reduction in flood flows b. recharging of drinking water supplies c. recreation and aesthetic benefits d. all of the baove d Unregulated floodplain development in the floodplain can a. increase flood heights upstream b. increase flood heights downstream c. increase flood velocities d. all of the baove d Hydrostatic pressure on a building a. increases as the water gets deeper b. increases as the water moves faster c. increases the longer the water stays up d. all of the baove a Under the Unified National Program for Floodplain Management, which of the following can be appropriate floodplain management stratagies? a. structural flood control projects b. flood insurance c. wetlands preservation d. all of the above d Why was the NFIP created? a. to stop development in floodplains b. to provide financial assistance to insurance companies struggling to help flood victims c. to shift cost of disaster assistance to floodplain residents d. all of the above c If a community does not regulate new construction to the minimum requirements of the NFIP a. the community can be suspended from the NFIP b. flood insurance premiums can be increased for all properties in the community c. new buildings may suffer flood damage d. all of the above d which of the following agencies are responsible for enforcing the sanctions for non-participation in the NFIP? a. federal emergency management agency b. US environmental Protection Agency c. Federal Deposit Insurance Corporation d. All of the above d When it joins the NFIP, a community promises to a. regulate new development in the floodplain b. help prepare and revise NFIP maps c. Help residents learn about flood insurance d. All of the above d