CFM Exam Questions with Complete Solutions

CFM Exam Questions with Complete Solutions D Floodplain management may be defined as the full range of public and private polices and actions to: A: Promote wise use of floodplains B: Reduce flood loses C: Protect natural resources and functions of floodplains D: All of the above C The basic responsibility for regulating land use in flood hazard areas lies with: A: Army Corps of Engineers B: Federal Emergency Management Agency C: Local Governments D: All of the above B No Adverse Impact: A: Is a mandatory program for communities that participate in the NFIP B: Encourages cooperation among individuals and communities in a watershed C: Is a voluntary program for developers who want to minimize environmental damage D: Is a legal principle that upholds the right of communities to regulate floodplains D Hydrostatic forces consist of: A: The weight of moving water pushing on a solid object B: Foundation rupture caused by water C: Uplift caused by water D: The weight of water on a solid object D The floodplain manager's job includes: A: Providing floodplain management info to citizens and officials B: Assisting permit applications C: Monitoring the permitting process D: All of the above D Floodplains provide water resources values that include: A: Natural flood storage and conveyance B: Water quality maintenance C: Groundwater recharge D: All of the above True True or False: Reducing flood risk, promoting economic development, and protecting natural resources can be compactible goals that could benefit any community. D Purpose of the Coastal Barriers Resources Act of 1982 was "to minimize loss of human life, wasteful expenditures of Federal revenues, and the damage to fish, wildlife, and other natural resources associated with coastal barriers." To achieve these goals in the designated units of the CBRS, Congress has: A: Restricted the availability of Federal grants and loans that have the effect of encouraging development B: Denied the availability of flood insurance under the NFIP C: Appropriated additional funds to hire more natural hazards specialists, field biologists, naturalists, and natural resources managers at all levels of government D: A and B FMA Targeted to reduce repetitive flooding damage to structures PDM-C Nationally competitive program with awards based on ranking factors and evaluation criteria HMGP Available after Presidentially declared disasters 1 percent The base, or 100-year flood has what percent chance of being equaled or exceeded in any given year? C Results of hydrological analyses are used to estimate: A: Approximate floodplain boundaries B: The geometric configuration of the stream channel C: Flood frequency and flood discharge D: All of the above E The flood profiles in the Flood Insurance Study (FIS): A: Should always be used to determine the BFE at a particular site B: Show water-surface profiles of the 10, 50, 100, and 500 year floods C: Are estimates based on historical data D: All of the above E: A and B Zone AE (or A1-30) The flood insurance rate zone corresponding to the 100-year floodplains determined in the Flood Insurance Study by detailed methods Zone AO The flood insurance rate zone corresponding to the areas of 100-year shallow flooding associated with sheet flow of 1-3 feet Zone VE (or V1-30) The flood insurance rate zone corresponding to 100-year coastal floodplains that have additional hazards associated with storm waves Zone A The flood insurance rate zone corresponding to the areas of 100-year flooding where a detailed study has not been conducted Zone C The area of minimal flooding (replaced with Zone X on new studies) Zone X The flood insurance rate zone corresponding to areas outside the 500-year floodplain A The National Flood Insurance Act was intended to: A: Encourage State and local governments to make appropriate land-use adjustments to restrict development of land that is exposed to flood hazards B: Make flood insurance unconditionally available to all communities nationwide C: Provide Federal regulation of the insurance industry D: All of the above