NJ Laws, Rules, and Regulations
Pertinent to Accident and Health
Insurance
A Medicare supplement policy cannot deny or limit coverage for a claim for losses incurred more than
how many months from the effective date of coverage?
A. 24
B. 6
C. 9
D. 12 - Answer: B. 6
Individual health insurance policies must provide all of the following benefits for the treatment of
alcoholism EXCEPT
A. Treatment at a detoxification facility.
B. Confinement as an inpatient at a licensed residential treatment facility.
C. Limited hospital policy benefits.
D. Inpatient care in a hospital for alcoholism. - Answer: C. Limited hospital policy benefits.
How long is the free-look period with a Medicare supplement policy?
A. 10 days
B. 15 days
C. 20 days
D. 30 days - Answer: D. 30 days
A producer or insurer who violates the solicitation regulations can be ordered to pay a fine for each
violation of up to
A. $2,000.
B. $3,000.
C. $5,000.
Pertinent to Accident and Health
Insurance
A Medicare supplement policy cannot deny or limit coverage for a claim for losses incurred more than
how many months from the effective date of coverage?
A. 24
B. 6
C. 9
D. 12 - Answer: B. 6
Individual health insurance policies must provide all of the following benefits for the treatment of
alcoholism EXCEPT
A. Treatment at a detoxification facility.
B. Confinement as an inpatient at a licensed residential treatment facility.
C. Limited hospital policy benefits.
D. Inpatient care in a hospital for alcoholism. - Answer: C. Limited hospital policy benefits.
How long is the free-look period with a Medicare supplement policy?
A. 10 days
B. 15 days
C. 20 days
D. 30 days - Answer: D. 30 days
A producer or insurer who violates the solicitation regulations can be ordered to pay a fine for each
violation of up to
A. $2,000.
B. $3,000.
C. $5,000.
