NURS 442. Health Care Infrastructure.
NURS 442 Exam 3 LATEST 2025 VERIFIED
Health Care Infrastructure Exam 100
Frequently Tested Questions
What is today's supply & demand for healthcare?
Employers cannot or will not offer same coverage
Premiums have increased - expect employees to pay more of
cost of insurance (some employers do not provide health
insurance coverage)
Decreased affordability
Healthcare cannot be supplied at level demanded by public
What may happen to medical services since we cannot afford it
for everyone?
Rationing
The gov. May set limits
Ration by ability to pay
,NURS 442. Health Care Infrastructure.
How does health insurance mediate risk?
By transferring to an insurance company
What is efficiency?
Avoiding waste or getting the best value
What is equity?
Everyone will have access to the healthcare resources they need
& that these goods & services do not vary in quantity or quality
What does HMO stand for?
health maintenance organization
what does PPO stand for?
preferred provider organization
,NURS 442. Health Care Infrastructure.
What is the nursing vacancy rate?
Percentage of unfilled nursing positions for which an
organization is recruiting
What is the challenge of determining actual cost of nursing?
Shortage leads to increased wages
As more nurses enter workforce, employers begin to slow rate
of wage increase
Salary fluctuations make more difficult to determine cost of
nursing
Does nursing staff produce revenue for the hosptial?
No, so the nurse managers must be mindful of employment & no
salary expenses
What is public insurance?
Government finances
, NURS 442. Health Care Infrastructure.
Supports children, older adults, disabled, poor
What is private insurance
Provided by companies such as BCBS, kaiser permanent, aetna
What falls under private insurance?
Employer-sponsored plans
Self-employment plan
Direct purchase plans
What are other types of healthcare delivery systems?
Department of VA
Military health system
IHS
What is the insurance arm for the military?
NURS 442 Exam 3 LATEST 2025 VERIFIED
Health Care Infrastructure Exam 100
Frequently Tested Questions
What is today's supply & demand for healthcare?
Employers cannot or will not offer same coverage
Premiums have increased - expect employees to pay more of
cost of insurance (some employers do not provide health
insurance coverage)
Decreased affordability
Healthcare cannot be supplied at level demanded by public
What may happen to medical services since we cannot afford it
for everyone?
Rationing
The gov. May set limits
Ration by ability to pay
,NURS 442. Health Care Infrastructure.
How does health insurance mediate risk?
By transferring to an insurance company
What is efficiency?
Avoiding waste or getting the best value
What is equity?
Everyone will have access to the healthcare resources they need
& that these goods & services do not vary in quantity or quality
What does HMO stand for?
health maintenance organization
what does PPO stand for?
preferred provider organization
,NURS 442. Health Care Infrastructure.
What is the nursing vacancy rate?
Percentage of unfilled nursing positions for which an
organization is recruiting
What is the challenge of determining actual cost of nursing?
Shortage leads to increased wages
As more nurses enter workforce, employers begin to slow rate
of wage increase
Salary fluctuations make more difficult to determine cost of
nursing
Does nursing staff produce revenue for the hosptial?
No, so the nurse managers must be mindful of employment & no
salary expenses
What is public insurance?
Government finances
, NURS 442. Health Care Infrastructure.
Supports children, older adults, disabled, poor
What is private insurance
Provided by companies such as BCBS, kaiser permanent, aetna
What falls under private insurance?
Employer-sponsored plans
Self-employment plan
Direct purchase plans
What are other types of healthcare delivery systems?
Department of VA
Military health system
IHS
What is the insurance arm for the military?
