Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
Pearson Vue Texas Life and Health Insurance
Test Questions & Answers
1. Who is obligated to make sure all questions are answered and all necessary
signatures are collected on the application?
Answer The Agent
2. An underwriter is reviewing an applicant with an extensive medical history.
Which of the following would give the underwriter a better understanding of
how the applicant has been treated for various illnesses?
Answer Attending physician'sstatement
3. Which of the following would NOT be eligible for coverage under key per-
son?
Answer The owner of the shop
4. With Adjustable Life, the owner can change all of the following EXCEPT
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,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
Answer Theinsured
5. Which of the following is provided by skilled medical personnel to those who
need occasional medical assistance or rehabilitative care?
Answer Intermediatecare
6. Partial disability usually pays what percentage of the total disability bene-
fit?
Answer 50%
7. Which of the following long-term care benefits would provide coverage for
care for functionally impaired adults on a less than 24-hour basis?
A. Residential care
B. Assisted living
C. Home health care
D. Adult day care
Answer D. Adult day care
8. An insured's long-tern care policy is scheduled to pay fixed amount of
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,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
coverage of $120 per day.The long-term care facility only charged $100 per
day. How much will the insurance company pay?
A. 20% of the total cost
B. $120 a day
C. $100 a day
D. 80% of the total cost
Answer B. $120 a day
9. In comparison to a policy that uses the accidental means definition, a policy
that uses the accidental bodily injury definition would provide coverage thatis
A. More limited in duration
B. Broader in duration
C. Broder in general
D. More limited in general
Answer C. Broader in general
10. An individual has been diagnosed with Alzheimer's disease. He is insured
under a life insurance policy with the accelerated benefits rider. Which of the
following is true regarding taxation of the accelerated benefits?
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,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
A. The entire living benefits is considered taxable income
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Pearson Vue Texas Life and Health Insurance
Test Questions & Answers
1. Who is obligated to make sure all questions are answered and all necessary
signatures are collected on the application?
Answer The Agent
2. An underwriter is reviewing an applicant with an extensive medical history.
Which of the following would give the underwriter a better understanding of
how the applicant has been treated for various illnesses?
Answer Attending physician'sstatement
3. Which of the following would NOT be eligible for coverage under key per-
son?
Answer The owner of the shop
4. With Adjustable Life, the owner can change all of the following EXCEPT
1 of 78 12/16/2024, 5:36
,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
Answer Theinsured
5. Which of the following is provided by skilled medical personnel to those who
need occasional medical assistance or rehabilitative care?
Answer Intermediatecare
6. Partial disability usually pays what percentage of the total disability bene-
fit?
Answer 50%
7. Which of the following long-term care benefits would provide coverage for
care for functionally impaired adults on a less than 24-hour basis?
A. Residential care
B. Assisted living
C. Home health care
D. Adult day care
Answer D. Adult day care
8. An insured's long-tern care policy is scheduled to pay fixed amount of
2 of 78 12/16/2024, 5:36
,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
coverage of $120 per day.The long-term care facility only charged $100 per
day. How much will the insurance company pay?
A. 20% of the total cost
B. $120 a day
C. $100 a day
D. 80% of the total cost
Answer B. $120 a day
9. In comparison to a policy that uses the accidental means definition, a policy
that uses the accidental bodily injury definition would provide coverage thatis
A. More limited in duration
B. Broader in duration
C. Broder in general
D. More limited in general
Answer C. Broader in general
10. An individual has been diagnosed with Alzheimer's disease. He is insured
under a life insurance policy with the accelerated benefits rider. Which of the
following is true regarding taxation of the accelerated benefits?
3 of 78 12/16/2024, 5:36
,Pearson vue Texas life and health insurance test questions.pdf file:///C:/Users/HP/Desktop/New%20folder/Pearson%20vue%20Tex
A. The entire living benefits is considered taxable income
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