HPEX 300 Final Exam On Ch 2,8,9,11, And 14 Questions with 100% Correct Answers | Verified | Latest Update

HPEX 300 Final Exam On Ch 2,8,9,11,
And 14 Questions with 100% Correct
Answers | Verified | Latest Update

TheTACATrequiresTmostTU.S.TcitizensTandTlegalTresidentsTtoT-
TCorrectTAnswer--

TpurchaseThealthTinsuranceTifTtheyTcanTaffordTitTorTpayTaTpenalty




TheTACATestablishedT-TCorrectTAnswer--
TaTmedicareTandTmedicaidTinnovationTcenterTtoTpromoteTresearch




TheTACATbansThealthTplansT-TCorrectTAnswer-
fromTestablishingTlifetimeTdollarTlimitsTonThealthcareTinsuranceTreimb
ursement


TheTnewTIndependenceTatTHomeTprogramT-TCorrectTAnswer--
TprovidesTanTopportunityTforTtheTchronicallyTillTtoTbeTtreatedTatThome




TheTElderTJusticeTActT-TCorrectTAnswer--
TpassedTasTpartTofTtheTACA,TtargetsTabuse,Tneglect,TandTexploitationTof

TtheTelderly




ACAT-TCorrectTAnswer--TsignedTintoTlawTinTMarchT2010
-TdivisiveTlandmarkTlegislationT

,-TlawsuitsTagainstTtheTfederalTgovernment
-TfocusTisTaccess,Tquality,TandTcostTcontainmentTofThealthTcare
-TnearlyT50TinitiativesTimplementedToverTseveralTyears


ACATMajorTProvisions:TEliminateT-TCorrectTAnswer--
TlifestyleTandTunreasonableTannualTcapsTorTlimitsTonThealthTcareTreimb

ursementTwithTannualTlimitationsTprohibitedTbyT2014


ACATMajorTProvisions:TProvideT-TCorrectTAnswer--
TassistanceTforTtheTuninsuredTwithTpreexistingTconditionsTandTprohibitT

denialTofTinsuranceTcoverageTforTpreexistingTconditionsTforTchildren


ACATMajorTProvisions:TDevelopT-TCorrectTAnswer--
TaTtemporaryTnationalThigh-

riskTpoolTforThealthTinsuranceTforTindividualsTwithTpreexistingTconditio
nsTwhoThaveTnoTinsurance


ACATMajorTProvisions:TOpeningT-TCorrectTAnswer--
TofTtheThealthTinsuranceTmarketplacesTonToctoberT1,T2013




ACATMajorTProvisions:TExtendedT-TCorrectTAnswer--
TdependentTcoverageTupTtoTageT26

,InsuranceTplansTmustTofferT-TCorrectTAnswer--
TessentialThealthTbenefitsTsuchTasTemergencyTservices,ToutpatientTserv

ices,TlaboratoryTservices,TpreventiveTservices,TandTprescriptionTdrugs


NearlyT60%TofTmedicareTenrolleesTareT-TCorrectTAnswer--
Tfemale,TwhichTcorrespondsTtoTtheTlongerTlifeTexpectancyTofTaTU.S.Tfe

male


OutTofTpocketingTspendingTgrewTtoT-TCorrectTAnswer--
T11%TofTtheTtotalTnationalThealthTexpenditures




PaymentTofThealthcareTservicesTinTtheTU.S.TisTderivedTfrom:T-
TCorrectTAnswer--Tout-of-

pocketTpaymentsTfromTpatientsTwhoTpayTentirelyTorTpartiallyTforTservi
ces
-ThealthTinsuranceTplansT
-
Tpublic/governmentTfundingTsuchTasTmedicare,Tmedicaid,TandTotherTg

ovtTprograms
-ThealthTsavingsTaccounts


HealthTinsuranceT-TCorrectTAnswer--
TisTaTfinancingTmechanismTthatTprotectsTtheTinsuredTfromTusingTtheirTp

ersonalTfundsTwhenTexpensiveTcareTisTrequired

, HavingTinsuranceTalsoTdecreasesT-TCorrectTAnswer--
TtheTriskTofTdelaysTinTseekingTtreatmentTthatTmayTresultTinTincreasedTc

ostsTdisease


Employer-providedThealthTinsuranceT-TCorrectTAnswer--
TisTtheTprimaryTsourceTofTpaymentTofThealthcareTservicesTinTtheTU.S.


-ThasTbecomeTveryTexpensive


GroupTinsuranceTanticipatesT-TCorrectTAnswer--
TthatTaTlargeTgroupTofTindividualsTwillTpurchaseTinsuranceTthroughTthei

rTemployerTandTtheTriskTisTspreadTamongTthoseTpayingTindividuals


IfTanTindividualTisTself-
employedT,TsuchTasTaTsmallTbusinessTownerTorTfarmer,TheTorTsheT-
TCorrectTAnswer--TmayTpurchaseTindividualTprivateThealthTinsurance




Self-fundedTorTself-insuranceTprogramsT-TCorrectTAnswer--
TareThealthTinsuranceTprogramsTthatTareTimplementedTandTcontrolledT

byTtheTcompanyTitself


ManagedTcareTplansT-TCorrectTAnswer--
TareTaTtypeTofThealthTprogramTthatTcombinesTadministrativeTcostsTandT

serviceTcostsTforTcostTcontrol