Certified Authority of
Workers
Compensation (CAWC)
solved & updated
questions and answers
2025-2026
Workers' Compensation Laws - answer
"The great trade off" - answer Employees could no longer sue after
workers compensation was put in place
Fellow Servant Rule - answer Co-worker is liable for the injury, not the
employer
Contributory Negligence - answer Employee was careless and played part
in the injury, employer not liable
Assumption of Risk - answer Employee was aware of the risks when hired,
employer not liable
Choice of law provision jurisdiction - answer Law of state
-emp was hired in
-emp was injured in
, -emp usually works in
Employee choses benefits
lost wages - answer Benefit provided for money employee would have
been making if able to work
medical services - answer Benefit provided that pays medical bills
Rehabilitation services - answer Benefit provided that pays
vocational/physical therapy bills
Death Benefit - answer Benefit provided to family after employee death
Employers liability /stop gap coverage - answer
Guaranteed cost - answer
Small deductible program - answer
Retrospective rating plan - answer
Large deductible program - answer
Monopolistic States - answer
State fund - answer
Self-insurance - answer
Excess insurance - answer
Workers
Compensation (CAWC)
solved & updated
questions and answers
2025-2026
Workers' Compensation Laws - answer
"The great trade off" - answer Employees could no longer sue after
workers compensation was put in place
Fellow Servant Rule - answer Co-worker is liable for the injury, not the
employer
Contributory Negligence - answer Employee was careless and played part
in the injury, employer not liable
Assumption of Risk - answer Employee was aware of the risks when hired,
employer not liable
Choice of law provision jurisdiction - answer Law of state
-emp was hired in
-emp was injured in
, -emp usually works in
Employee choses benefits
lost wages - answer Benefit provided for money employee would have
been making if able to work
medical services - answer Benefit provided that pays medical bills
Rehabilitation services - answer Benefit provided that pays
vocational/physical therapy bills
Death Benefit - answer Benefit provided to family after employee death
Employers liability /stop gap coverage - answer
Guaranteed cost - answer
Small deductible program - answer
Retrospective rating plan - answer
Large deductible program - answer
Monopolistic States - answer
State fund - answer
Self-insurance - answer
Excess insurance - answer
