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RMLO National Test Review: Questions & Correct Solutions

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RMLO National Test Review: Questions & Correct Solutions

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RMLO National Test Review: Questions & Correct
Solutions

Regulation X Right Ans - RESPA

RESPA (Real Estate Settlement Procedures Act) Right Ans - requires special
information booklet, requires good faith estimate, requires uniform
settlement statement

Regulation B Right Ans - ECOA (Equal Credit Opportunity Act)

ECOA (Equal Credit Opportunity Act) Right Ans - No discrimination on
"prohibited basis" - SMART RNs drink RC cola

SMART RNs drink RC cola Right Ans - -Sex
-Marital Status
-Age
-Receipt of public assistance
-The good faith exercise of right under CCPA
-Religion
-National Origin
-Race
-Color

Regulation Z Right Ans - TILA

CCPA Right Ans - Consumer Credit Protection Act 1968 - Limits the amount
of wages that can be garnished or withheld in any one week by an employer to
satisfy creditors.

CCPA includes: Right Ans - ECOA and TILA

TILA includes these amendments: Right Ans - HOEPA, HPML, MDIA

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