TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERSTEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS

TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (200+ QUESTIONS
AND CORRECT ANSWERS) VERIFIED ANSWERS




DP - valuation - --ANSWER---DP-1 - ACV building & contents
DP-2/3 - RCV building & ACV contents

DP - limit for fair rental value - --ANSWER---20% of A

DP - coverages (A-E) - --ANSWER---A - dwelling
B - other structures
C - personal property
D - fair rental value
E - additional living expense

DP - limit for additional living expenses - --ANSWER---DP-1 - NONE
DP-2/3 - 20% of A

DP - Property removed is covered for ___ days. - --ANSWER---DP-1 - 5
days
DP-2 - 30 days

DP - limit for trees/plants/shrubs - --ANSWER---5% of A
$500 per tree/shrub/plant

DP - fire department service charge - --ANSWER---$500

DP - extended coverages - --ANSWER---windstorm, civil commotion, hail,
aircraft, vehicles, volcanic eruption, explosion, riot

DP - broad perils - --ANSWER---burglary damage, ice/snow weight, glass,
accidental discharge of water/steam, falling objects, freezing, electrical,
collapse, tearing apart/bulging/cracking

,DP-3 perils covered (dwelling & contents) - --ANSWER---dwelling - open
contents - broad (DP-2 perils)

Explain the difference between DP & HO policies. - --ANSWER---DP does
not automatically cover theft or include liability coverage.

DP - Explain the difference between limited/broad theft endorsement. - --
ANSWER---limited - on premises only
broad - on & off premises

HO-2 perils (dwelling & contents) - --ANSWER---dwelling - named/broad
contents - named/broad

HO-3 perils (dwelling & contents) - --ANSWER---dwelling - open
contents - named/broad

HO-4 perils (dwelling & contents) - --ANSWER---dwelling - NO
COVERAGE
contents - named/broad

HO-5 perils (dwelling & contents) - --ANSWER---dwelling - open
contents - open

HO-6 perils (dwelling & contents) - --ANSWER---dwelling - LIMITED
named/broad
contents - named/broad

HO-8 perils (dwelling & contents) - --ANSWER---dwelling - named/basic &
extended
contents - named/basic & extended

HO - valuation - --ANSWER---RCV dwelling
ACV content (unless endorsed)
EXCEPT HO-8 - ACV dwelling & contents

HO - coverages (A-F) - --ANSWER---A - dwelling
B - other structures - 10% of A
C - personal property - 50% of A
D - loss of use - 30% of A

,E - medical payments
F - liability

HO - limit for personal property in self-storage - --ANSWER---10% of C

HO - money limit - --ANSWER---$200

HO - securities limit - --ANSWER---$1,500

HO - watercraft limit (including trailers) - --ANSWER---$1,500

HO - trailers limit (except watercraft trailers) - --ANSWER---$1,500 - ON
PREMISES ONLY

HO - THEFT of jewelry/furs limit - --ANSWER---$1,500

HO - THEFT of firearms limit - --ANSWER---$2,500

HO - THEFT of silverware limit - --ANSWER---$2,500

HO - business personal property on premises limit - --ANSWER---$2,500

HO - business personal property off premises limit - --ANSWER---$1,500

HO - electronic vehicle equipment limit - --ANSWER---$1,500

HO - tapes/discs in vehicle limit - --ANSWER---$250

HO - standard deductible - --ANSWER---$500

HO - trees/shrubs/plants limit - --ANSWER---5% of A
$500 per tree/shrub/plant

HO - Property removed is covered for ___ days. - --ANSWER---30

HO - credit card forgery limit - --ANSWER---$500

HO - gravemarkers limit - --ANSWER---$5,000

, HO - landlord's furnishings limit - --ANSWER---$2,500 (EXCLUDES
THEFT)

HO - liability minimum limit - --ANSWER---$100,000

HO - minimum medical payments limit - --ANSWER---$1,000

HO - Medical payments claim must be filed within ___. - --ANSWER---3
years

HO - lost wages supplemental payment - --ANSWER---$250/day

HO - limit for damage to property of others - --ANSWER---$1,000

HO - All tremors within ___ are one earthquake. - --ANSWER---72 hours

HO - sewer backup limit - --ANSWER---$5,000 (with special $250
deductible)

Texas HO - coverages (A-D) - --ANSWER---A - dwelling/other structures
B - personal property
C - personal liability
D - medical payments

Farm - coverages (A-J) - --ANSWER---A - private dwellings
B - private other structures
C - household personal property
D - loss of use
E - scheduled farm property
F - unscheduled farm property
G - barns/silos/outbuildings
H - BI/PD liability
I - personal/adveritising injury
J - medical payments

Farm - limit for business personal property on premises - --ANSWER---
$2,500

Farm - limit for business personal property off premises - --ANSWER---
$500