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NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE QUESTIONS AND ANSWERS 2024

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NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE QUESTIONS AND ANSWERS 2024

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NORTH CAROLINA MEDICARE SUPPLEMENT
AND LONG-TERM CARE

At what point during the year can you switch to a different Part D plan?



A. Between November 15 and Dec. 31

B. Between June 1 & Sept. 1

C. Any time

D. Jan. 1 until March 1 - ANSWERS-A. Between Nov. 15 and Dec. 31



Which of the following medical services is not covered by Medicare Part B?



A. Preventive care

B. Private duty nursing

C. Physician's fees

D. Outpatient care - ANSWERS-B. Private duty nursing



Long-term care policies can limit or exclude coverage for all of the following
except:



A. Alcohol addiction

B. Family history of heart condition

,C. Free-existing conditions or diseases

D. Intentionally self-inflicted injury - ANSWERS-B. Family history of heart condition



How long is the initial enrollment period for enrolling in Parts A and B?

A. Six months

B. Three months

C. Four months

D. Seven months - ANSWERS-D. Seven months



Which of the following medical services is not covered by Medicare Part B?



A. Preventive care

B. Private duty nursing

C. Physicians fees

D. Outpatient care - ANSWERS-B. Private duty nursing



How can a long-term policy be written?



A. Both stand-alone policy & rider

B. Stand-alone policy only

C. None of the above

D. Rider only - ANSWERS-A. Both stand-alone policy & rider

, A person who is not eligible for premium-free medicare Part A coverage must pay:



A. A monthly premium of $115.40

B. A monthly premium of $422

C. A monthly premium of $283

D. A monthly premium of $141.50 - ANSWERS-B. A monthly premium of $422



Which type of medicare supplement policy provides that as long as the insured
pays the premiums the insurer cannot modify the premium, coverage or any
provisions of the policy:



A. Noncancelable

B. Guaranteed renewable

C. Conditionally renewable

D. Renewable at insurer's option - ANSWERS-A. Noncancelable



Who regionally manages policy and payment related to reimbursement for
medicare?



A. Medicare fiduciaries

B. Medicare coverage intermediaries

C. Local coverage determinators

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