New York auto exam 17-66
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complete solution
Denning [Date] [Course title]
, All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - Correct
Answers To produce notes that will support a fraudulent denial of claims. .
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become
a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce
a fraudulent record to deny a claim.
When a homeowners policy has been in effect for 60 days in New York, an insurer can cancel at anytime
for any of the following reasons, EXCEPT: - Correct Answers A large loss has occurred
George Wilson has a personal auto policy. Select the coverage that would apply when a deer leaps onto
Mr. Wilson's car and causes extensive damage. - Correct Answers Comprehensive (other than collision).
Contact with a bird or animal is considered to be an "other than collision" loss.
What is the purpose of the New York automobile inspection requirement? - Correct Answers To
determine prior damage to the vehicle .
The purpose of the New York automobile inspection requirement is to determine if there was prior
damage to the vehicle at the time coverage was put into effect.
The law recognizes two types of waivers. They are: - Correct Answers Express/implied.
They are express and implied. An express waiver occurs when the insurer or its representative knowingly
gives up a known right under the insurance contract. Perhaps the right to request an appraisal of the
damaged property is an example. By comparison, an implied waiver may be the result from some act of
neglect on the part of the adjuster.
In New York, how often may the Superintendent examine insurers doing business in the state? - Correct
Answers As often as he/she deems necessary.
Duplicate recovery under New York No-Fault coverage is not permitted. If the employee is covered
under the employer's auto policy what might be done to the employee's personal auto insurance
study Exam 2024/2025 with
complete solution
Denning [Date] [Course title]
, All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: - Correct
Answers To produce notes that will support a fraudulent denial of claims. .
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become
a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce
a fraudulent record to deny a claim.
When a homeowners policy has been in effect for 60 days in New York, an insurer can cancel at anytime
for any of the following reasons, EXCEPT: - Correct Answers A large loss has occurred
George Wilson has a personal auto policy. Select the coverage that would apply when a deer leaps onto
Mr. Wilson's car and causes extensive damage. - Correct Answers Comprehensive (other than collision).
Contact with a bird or animal is considered to be an "other than collision" loss.
What is the purpose of the New York automobile inspection requirement? - Correct Answers To
determine prior damage to the vehicle .
The purpose of the New York automobile inspection requirement is to determine if there was prior
damage to the vehicle at the time coverage was put into effect.
The law recognizes two types of waivers. They are: - Correct Answers Express/implied.
They are express and implied. An express waiver occurs when the insurer or its representative knowingly
gives up a known right under the insurance contract. Perhaps the right to request an appraisal of the
damaged property is an example. By comparison, an implied waiver may be the result from some act of
neglect on the part of the adjuster.
In New York, how often may the Superintendent examine insurers doing business in the state? - Correct
Answers As often as he/she deems necessary.
Duplicate recovery under New York No-Fault coverage is not permitted. If the employee is covered
under the employer's auto policy what might be done to the employee's personal auto insurance
