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Exam (elaborations)

Chapter 9 New York State Licensed Real Estate Salesperson

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Chapter 9 New York State Licensed Real Estate Salesperson

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Chapter 9 New York State Licensed Real
Estate Salesperson

Americans with Disabilities Act - answer A wide-ranging civil rights law enacted by the
U.S. Congress in 1990, that prohibits, under certain circumstances, discrimination
based on disability.

Blockbusting - answer The practice of inducing homeowners in a particular
neighborhood to sell their homes quickly, often at below market prices, by creating the
fear that the entry of a minority group or groups into the neighborhood will cause a
precipitous decline in property values.

Cease and Desist List - answer A list of homeowners who have filed owner's statements
expressing their wish not to be solicited by real estate brokers or salesperson. Soliciting
of listed homeowners by licensees is prohibited. Violators of such prohibition are subject
to licensure suspensions or revocation.

Civil Rights Act of 1866 - answer A federal law that prohibits all discrimination on the
basis of race.

Disability / Handicap - answerThe consequence of an impairment that may be physical,
cognitive, mental, sensory, emotional, developmental, or some combination of these.

Fair Housing Act of 1968 - answerA federal prohibition that protects buyer/renter of a
dwelling from seller/landlord discrimination with regards to race, color, religion, gender,
national origin, familial status, or disability.

Familial Status - answerA single person, pregnant woman or a household with children
under 18 living with parents or legal custodians who might experience housing
discrimination.

Department of Housing and Urban Development (HUD) - answerEstablished in 1965,
HUD works to create a decent home and suitable living environment for all Americans; it
does this by addressing housing needs, improving and developing American
communities, and enforcing fair housing laws.

Jones vs. Mayer Supreme Court Decision (1968) - answerHeld that Congress could
regulate the sale of private property in order to prevent racial discrimination. Bars all
racial discrimination, private as well as public, in the sale or rental of property, and that
the statute, thus construed, is a valid exercise of the power of Congress to enforce the
13th Amendment.

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