©NINJANERD 2024/2025. YEAR PUBLISHED 2024.
Property Inspector Certification Exam
Questions and Answers 100% Solved
Shotgun Home - ✔✔Name this home design
Riser - ✔✔__________(vertical part of a step) height can't be more than 7
3/4 inches or less than 4 inches.
Personal Lines insurance - ✔✔protects individuals and families against
financial losses caused by perils such as fire, theft, accidents, and natural
calamities like sickness and death.
Personal lines products - ✔✔Homeowners, renters insurance, car
insurance, disability insurance, health and life insurance.
Homeowners policy - ✔✔A package policy that covers both property and
liability coverage together. It protects the policyholder from most of the
losses associated with owning or renting a home.
Homes - ✔✔Most likely a person's biggest investment and their primary
asset. The bank can take it as collateral for mortgage if not paid.
, ©NINJANERD 2024/2025. YEAR PUBLISHED 2024.
Homeowners Policy - ✔✔Damage from earthquakes, mudslides and floods
is excluded from a standard _____________. Any external situations
affecting the home (like water back-up from an outside sewer, or damage
from rising ground water or wear and tear or damage caused by
rodents/insects) will not be covered for the damage.
Contents coverage - ✔✔Subject to agreed to dollar amounts. Types of
property like large amounts of cash, furs, fine arts/jewelry, and personal
collections, are covered only to certain dollar limits.
HO-3 policy - ✔✔For townhomes and single family dwellings, this provides
coverage to the dwelling and other structures on an open perils basis. The
insured is protected from any loss of a specific event that directly causes
damage to the property.
HO-6 (Condo insurance) - ✔✔These owners and renters can take out
policies to cover personal property. It also protects against certain building
losses not covered by the ------- association policy, including any
altercations to the original unit. The owner does not own the outside of the
structure.
Mobile Home Policies - ✔✔These do not have as much as coverage as
homeowner's policy.
Property Inspector Certification Exam
Questions and Answers 100% Solved
Shotgun Home - ✔✔Name this home design
Riser - ✔✔__________(vertical part of a step) height can't be more than 7
3/4 inches or less than 4 inches.
Personal Lines insurance - ✔✔protects individuals and families against
financial losses caused by perils such as fire, theft, accidents, and natural
calamities like sickness and death.
Personal lines products - ✔✔Homeowners, renters insurance, car
insurance, disability insurance, health and life insurance.
Homeowners policy - ✔✔A package policy that covers both property and
liability coverage together. It protects the policyholder from most of the
losses associated with owning or renting a home.
Homes - ✔✔Most likely a person's biggest investment and their primary
asset. The bank can take it as collateral for mortgage if not paid.
, ©NINJANERD 2024/2025. YEAR PUBLISHED 2024.
Homeowners Policy - ✔✔Damage from earthquakes, mudslides and floods
is excluded from a standard _____________. Any external situations
affecting the home (like water back-up from an outside sewer, or damage
from rising ground water or wear and tear or damage caused by
rodents/insects) will not be covered for the damage.
Contents coverage - ✔✔Subject to agreed to dollar amounts. Types of
property like large amounts of cash, furs, fine arts/jewelry, and personal
collections, are covered only to certain dollar limits.
HO-3 policy - ✔✔For townhomes and single family dwellings, this provides
coverage to the dwelling and other structures on an open perils basis. The
insured is protected from any loss of a specific event that directly causes
damage to the property.
HO-6 (Condo insurance) - ✔✔These owners and renters can take out
policies to cover personal property. It also protects against certain building
losses not covered by the ------- association policy, including any
altercations to the original unit. The owner does not own the outside of the
structure.
Mobile Home Policies - ✔✔These do not have as much as coverage as
homeowner's policy.
