Answers Updated 2025
Wendy Park becomes eligible for Medicare for the first time in July. With the help of
Agent James Chan, she enrolls in Feel Better Medicare Advantage plan with an
effective date of July 1st. Which statement best describes how Agent Chan may be
compensated under CMS rules? - CORRECT ANSWERS-Feel Better will pay Agent
Chan initial year compensation for the months July through December. Renewal
amounts will be paid starting in January if Ms. Park remains enrolled the following year.
You are working several plans and community organizations to sponsor an educational
event. When putting together advertisements for this event, what should you do? -
CORRECT ANSWERS-You must ensure that the advertisements indicate it is an
educational event, otherwise it will be considered a marketing event.
Another agent you know has engaged in misconduct that has been verified by the plan
she represented. What sort of penalty might the plan impose on this individual? -
CORRECT ANSWERS-The plan may withhold commission, require retraining, report
the misconduct to a state department of insurance or terminate the contract.
Agent Martinez wishes to solicit Medicare Advantage prospects through e-mail and asks
you for advice as to whether this is possible. What should you tell her? - CORRECT
ANSWERS-Marketing representatives may initiate electronic contact through e-mail but
an opt-out process must be provided.
Melissa Meadows is a marketing representative for Best Care which has recently
introduced a Medicare Advantage plan offering comprehensive dental benefits for $15
per month. Best Care has not submitted any potential posts to CMS for approval.
Melissa would like to use the power of social media to reach potential prospects. What
advice would you give her? - CORRECT ANSWERS-As soon as CMS approves Best
Care's social media posts, Agent Meadows could post a tweet stating that "Best Care
offers an array of Medicare Advantage benefit packages. One might be right for you.
Call me to find out more!"
You have sought permission from a hospital to place brochures for your product in their
gift shop and cafeteria. The hospital administration expresses some hesitation about
allowing marketing in a health care facility. What should you tell them? - CORRECT
ANSWERS-c. Marketing in health care facilities is an acceptable practice, as long as it
takes place in common areas where patients are not receiving or waiting to receive
health care and as long as the hospital displays materials for all plans that provide them
to the hospital. Correct
Mrs. Lu is turning 65 in November and called to ask for your help deciding on a
Medicare Advantage plan. She agreed to sign a scope of appointment form and meet