Florida State Test Questions and Answers (Latest Update 2025)

Florida State Test Questions and
Answers (Latest Update 2025)
What regulatory authority oversees all financial institutions in
the state of Florida? - Correct Answer ✅The Florida Office
of Financial Regulation



What are the three divisions in the Florida Office of Financial
Regulation? - Correct Answer ✅1. The Division of
Consumer Finance

2. The Division of Financial Institutions

3. The Division of Securities



What is the financial services commission? - Correct Answer
✅The rulemaking body and the agency head of the Office of
Financial Regulation. It is comprised of the Governor and the
Cabinet. It appoints the commissioner of the OFR. The
commissioner supervises, directs, coordinates, and
administers all activities of the OFR.



Where are the OFR's headquarters located? - Correct
Answer ✅Tallahassee

, Florida State Test Questions and
Answers (Latest Update 2025)
Florida Continuing Education - Correct Answer ✅3 hrs fed
law

2 hrs ethics

2hrs on lending standards for non-traditional morts



How to renew a loan originator license - Correct Answer ✅-
submit a renewal form

-submit a renewal fee, plus $100 for the Guaranty Trust Fund,
NMLS processing fee, and credit report and background check
fees

-proof of completing 8 hrs of CE

- authorize the registry to obtain a CR

- submit any other docs reqd by the Office



When must licenses be renewed? - Correct Answer
✅Licenses must be renewed each year by Dec 31st, but
Florida allows a 2 month window beyond this date in which
renewal is still available. If not renewed by Mar 1st, the
license will expire.