2 0 2 4 /2025 | © copyright | This work may not be copied for profit gain Excel!
Connecticut State Insurance Laws
Questions and Answers 2024/2025
Licensing - Resident Producer
18 Years old Min Age
Financially responsible ; Good moral character
80 HRS required for P&C and Life / Accident & Health of pre licensing study
Must pass written exam in lines of business seeking license
Biennial CE Requirememt 24 Hours
All licenses expire on January 31st
40 Hrs for other lines
Non Resident Producer
Can be exempt from pre licensing study or exam requirements if holder of valid
license in designated lines in home state
if Reciprocal state with CT a letter of Certification less than 90 days old all that is
required
Temporary Producer License
Issued for duration of 180 days or less
Surviving spouse / court appointed representative of insurance producer who dies , or
is physically or mentally disabled
Designee of a producer entering active military service
Employee of business licensed as a producer upon death or disability of individual
designated on business entity application or license
Commissioner Waiver of Pre licensing requirements
Applicant for temporary license
Applicant for Limited license
Application from a resident producer who held license for same business lines in past 12
months
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,2 0 2 4 /2025 | © copyright | This work may not be copied for profit gain Excel!
A non resident agent holding a valid license in his / her state
Maintenance & Duration of License
** Renewal -
All Producer licenses expire on January 31st of each even numbered year
***Change in Name or Address
Must be notified to commisioner within 30 days
**Assumed Names
Producer doing business under an assumed name must notify commisioner prior to using the
assumed name
**Reporting of Actions
Must be done by producer within 30 days to the Commissioner after disposition of the matter
Licensing Definitions -
Producer
Insurance Agent
1|Page| GradeA+ | 2 0 0 2 5
, 2 0 2 4 /2025 | © copyright | This work may not be copied for profit gain Excel!
Certified Insurance Consultant
Public Adjuster
Insurer
Represent Insured; solicits insurance on insureds behalf w.o. a contract with insurer
Holds producer license and has a direct appiontment from a licensed insurer to solicit insurance
on their behalf.
Offers advice for a fee concerning benefits of insurance policies Must provide client with
signed statement detailing services and fees.
Can't collect insurance commisions in addtion to fees for a client
1|Page| GradeA+ | 2 0 0 2 5
Connecticut State Insurance Laws
Questions and Answers 2024/2025
Licensing - Resident Producer
18 Years old Min Age
Financially responsible ; Good moral character
80 HRS required for P&C and Life / Accident & Health of pre licensing study
Must pass written exam in lines of business seeking license
Biennial CE Requirememt 24 Hours
All licenses expire on January 31st
40 Hrs for other lines
Non Resident Producer
Can be exempt from pre licensing study or exam requirements if holder of valid
license in designated lines in home state
if Reciprocal state with CT a letter of Certification less than 90 days old all that is
required
Temporary Producer License
Issued for duration of 180 days or less
Surviving spouse / court appointed representative of insurance producer who dies , or
is physically or mentally disabled
Designee of a producer entering active military service
Employee of business licensed as a producer upon death or disability of individual
designated on business entity application or license
Commissioner Waiver of Pre licensing requirements
Applicant for temporary license
Applicant for Limited license
Application from a resident producer who held license for same business lines in past 12
months
1|Page| GradeA+ | 2 0 0 2 5
,2 0 2 4 /2025 | © copyright | This work may not be copied for profit gain Excel!
A non resident agent holding a valid license in his / her state
Maintenance & Duration of License
** Renewal -
All Producer licenses expire on January 31st of each even numbered year
***Change in Name or Address
Must be notified to commisioner within 30 days
**Assumed Names
Producer doing business under an assumed name must notify commisioner prior to using the
assumed name
**Reporting of Actions
Must be done by producer within 30 days to the Commissioner after disposition of the matter
Licensing Definitions -
Producer
Insurance Agent
1|Page| GradeA+ | 2 0 0 2 5
, 2 0 2 4 /2025 | © copyright | This work may not be copied for profit gain Excel!
Certified Insurance Consultant
Public Adjuster
Insurer
Represent Insured; solicits insurance on insureds behalf w.o. a contract with insurer
Holds producer license and has a direct appiontment from a licensed insurer to solicit insurance
on their behalf.
Offers advice for a fee concerning benefits of insurance policies Must provide client with
signed statement detailing services and fees.
Can't collect insurance commisions in addtion to fees for a client
1|Page| GradeA+ | 2 0 0 2 5
