ARIZONA LIFE & HEALTH INSURANCE |
QUESTIONS & ANSWERS 100%
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Any administrative action taken against a producer MUST be reported to the director within
days after the final disposition. ✔✔ 30
How many days notice does the Affordable Care Act require insurers to give before
rescinding coverage?
✔✔ 30
According to the Affordable Care Act, new health Insurance Marketplaces are established
by the
✔✔ CCIIO
How long must a producer maintain customer records for an insurance transaction? ✔✔
Three years
Which statement best defines what a Policy title means on an insurance policy? ✔✔ Ever
policy Must have a title on the Face and on the back of the policy, briefly describing the
policy.
The refusal of doing business with an individual or business is called ✔✔ Boycott
Which of the following causes of disability is NOT covered under the Arizona workers comp
law?
, ✔✔ Intentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form ✔✔ Must disclose who will be receiving a copy of the test
results
A Insurer restricts the exposure it writes to those of its owners ✔✔ Captive
Participants of a small group medical plan MUST be given advance notice of at least
days prior to the plans discontinuation ✔✔ 180
The telemarketing sales rules states that is the LATEST time of the day that
telemarketing calls may be received ✔✔ 9 PM
Which of the following actions is considered to be an unfair trade practice ✔✔ A producer
who sells insurance to an individual by means of threat
A statement must be signed by the for any illustrations used in the sale of a life insurance
policy
✔✔ Producer
In order for a health plan to be an "accountable health plan", who has to approve it ✔✔ The
director
a life insurance policy can usually be contested by the insurer only during the first years of
the contract ✔✔ 2
When does a family accident and health policy's coverage for a new born child begin? ✔✔
At the moment of birth