RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS
HOW MANY DAYS DOES THE INSURER HAVE TO SEND OUT FORMS
WHEN NOTIFIED OF AN INCIDENT? - - - correct answer ✅10 DAYS
AT WHAT TIME IS THE POLICY EFFECTIVE? - - - correct answer
✅12:01 AM
WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER
AGREEMENT AND A ROR? - - - correct answer ✅-NON-WAIVER IS
SIGNED BY THE INSURED AND INSURER
-ROR IS A LETTER
IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS AND THE
INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD THIS BE UNDER?
- - - correct answer ✅OTHER INSURANCE CLAUSE
WHEN AN INSURED REQUESTS STATUS UPDATE, HOW MANY DAYS
DOES THE ADJ HAVE TO NOTIFY THEM IN WRITING THAT STILL
INVEST.? - - - correct answer ✅10 DAYS
IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED IN A
HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED? - - -
correct answer ✅WINDSTORM AND FLOOD/OTHER THAN
COLLISION
, RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS
HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE
TO REQUEST AN EXTENSION TO COMPLETE THE INVESTIGATION? - -
- correct answer ✅15 DAYS
IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - - -
correct answer ✅NO
ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION
OF THE PAP? - - - correct answer ✅NO
WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE
HOMEOWNERS POLICY? - - - correct answer ✅YES
UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO
TIRES DUE TO THEFT? - - - correct answer ✅YES
FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR A
TEMP. SUBSTITUTE? - - - correct answer ✅NO
QUESTIONS AND ANSWERS
HOW MANY DAYS DOES THE INSURER HAVE TO SEND OUT FORMS
WHEN NOTIFIED OF AN INCIDENT? - - - correct answer ✅10 DAYS
AT WHAT TIME IS THE POLICY EFFECTIVE? - - - correct answer
✅12:01 AM
WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER
AGREEMENT AND A ROR? - - - correct answer ✅-NON-WAIVER IS
SIGNED BY THE INSURED AND INSURER
-ROR IS A LETTER
IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS AND THE
INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD THIS BE UNDER?
- - - correct answer ✅OTHER INSURANCE CLAUSE
WHEN AN INSURED REQUESTS STATUS UPDATE, HOW MANY DAYS
DOES THE ADJ HAVE TO NOTIFY THEM IN WRITING THAT STILL
INVEST.? - - - correct answer ✅10 DAYS
IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED IN A
HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED? - - -
correct answer ✅WINDSTORM AND FLOOD/OTHER THAN
COLLISION
, RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS
HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE
TO REQUEST AN EXTENSION TO COMPLETE THE INVESTIGATION? - -
- correct answer ✅15 DAYS
IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - - -
correct answer ✅NO
ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION
OF THE PAP? - - - correct answer ✅NO
WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE
HOMEOWNERS POLICY? - - - correct answer ✅YES
UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO
TIRES DUE TO THEFT? - - - correct answer ✅YES
FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR A
TEMP. SUBSTITUTE? - - - correct answer ✅NO
