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WASHINGTON LAWS AND
RULES PERTINENT TO
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INSURANCE PRACTICE
QUESTIONS WITH DETAILED
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ANSWERS // 100%
GUARANTEED PASS
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A+ GRADED
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, Violations of US Code Title 18 section 1033, may result in - ANS Fine and/or
imprisonment
Charles is a producer who is licensed in Washington but resides in Oregon. Charles is
considered to be a(n) - ANS Nonresident producer
Before a producer may sell, solicit, or negotiate insurance from an insurer, the producer
must have a(n) - ANS Appointment
The act of using misrepresentation to induce an insured person to terminate an existing
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policy and purchase a new policy is referred to as - ANS Twisting
An example of an unfair claims settlement practice is - ANS Turning down a claim
without providing the basis of denial
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One role of the Commissioner is to - ANS Enforce state insurance laws
Every producer licensed in Washington must notify the Commissioner within ___ days
of any change of the address. - ANS 30
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The identity of the _____ must be made clear in every health (disability) insurance
advertisement. - ANS Insurer
A life insurance policy becomes incontestable after it has been in force for - ANS 2
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years
Advertising regulations exist to - ANS Assure full and truthful disclosures to the public
When a Medicare Supplement insurance policy is being replaced, who must sign the
notice of replacement? - ANS The producer and the applicant
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What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? -
ANS 12 months
No legal action can be initiated after ___ years from the initial time written proof of loss
has been provided. - ANS 3
When replacing a life insurance policy, a producer must provide the applicant with a -
ANS Notice Regarding Replacement
WASHINGTON LAWS AND
RULES PERTINENT TO
lo
INSURANCE PRACTICE
QUESTIONS WITH DETAILED
yc
ANSWERS // 100%
GUARANTEED PASS
ud
A+ GRADED
st
, Violations of US Code Title 18 section 1033, may result in - ANS Fine and/or
imprisonment
Charles is a producer who is licensed in Washington but resides in Oregon. Charles is
considered to be a(n) - ANS Nonresident producer
Before a producer may sell, solicit, or negotiate insurance from an insurer, the producer
must have a(n) - ANS Appointment
The act of using misrepresentation to induce an insured person to terminate an existing
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policy and purchase a new policy is referred to as - ANS Twisting
An example of an unfair claims settlement practice is - ANS Turning down a claim
without providing the basis of denial
lo
One role of the Commissioner is to - ANS Enforce state insurance laws
Every producer licensed in Washington must notify the Commissioner within ___ days
of any change of the address. - ANS 30
yc
The identity of the _____ must be made clear in every health (disability) insurance
advertisement. - ANS Insurer
A life insurance policy becomes incontestable after it has been in force for - ANS 2
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years
Advertising regulations exist to - ANS Assure full and truthful disclosures to the public
When a Medicare Supplement insurance policy is being replaced, who must sign the
notice of replacement? - ANS The producer and the applicant
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What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? -
ANS 12 months
No legal action can be initiated after ___ years from the initial time written proof of loss
has been provided. - ANS 3
When replacing a life insurance policy, a producer must provide the applicant with a -
ANS Notice Regarding Replacement
