State Law Exam-MD Accident, Health &
Life Producer Practice Exam C
Questions And Verified Answers.
What is the maximum age for a dependent child?
A. 16
B. 19
C. 21
D. 26 - Answer 26
What do employers generally require their employees to work to be covered under a group plan?
A. 50 hours per week
B. 30 hours per week
C. 20 hour per week
D. 25 hours per week - Answer 30 hours per week
What is covered immediately after reinstatement of a policy?
A. Accidental injuries
B. Sickness
C. Diseases
D. Illnesses - Answer Accidental injuries
A delay in a premium is most likely associated with which of the following?
A. Free Time
B. Reinstatement
C. Grace Period
D. Relation of Earnings Provision - Answer Grace Period
, What is the purpose of a grace period?
A. To review a policy for 31 days
B. To obtain the Buyer's Guide in 31 days
C. To keep the policy in force for 31 days after its payment is due
D. To maintain a guarantee in the policy for 31 days - Answer To keep the policy in force for 31 days
after its payment is due
State residents that are unable to get coverage in the normal market would be able to get insurance
through which government program?
A. MD Life & Health Guaranty Association
B. MD Children's Program
C. MD Assistant Program
D. MD Health Insurance Plan - Answer MD Health Insurance Plan
Jill misstated her age on her group insurance application. Her insurer will do which of the following?
A. Cancel her coverage
B. Amend her policy
C. Send her a claim for the misstatement of her age
D. Adjust her premium - Answer Adjust her premium
P&P Company is an insurer who issued a policy to be replaced. What type of insurer is P&P?
A. Replacing
B. Existing
C. Proposed
D. Provisional - Answer Existing
Mary Beth has insurance through her employer. Who owns the policy?
A. Mary Beth
B. Mary Beth's carrier
Life Producer Practice Exam C
Questions And Verified Answers.
What is the maximum age for a dependent child?
A. 16
B. 19
C. 21
D. 26 - Answer 26
What do employers generally require their employees to work to be covered under a group plan?
A. 50 hours per week
B. 30 hours per week
C. 20 hour per week
D. 25 hours per week - Answer 30 hours per week
What is covered immediately after reinstatement of a policy?
A. Accidental injuries
B. Sickness
C. Diseases
D. Illnesses - Answer Accidental injuries
A delay in a premium is most likely associated with which of the following?
A. Free Time
B. Reinstatement
C. Grace Period
D. Relation of Earnings Provision - Answer Grace Period
, What is the purpose of a grace period?
A. To review a policy for 31 days
B. To obtain the Buyer's Guide in 31 days
C. To keep the policy in force for 31 days after its payment is due
D. To maintain a guarantee in the policy for 31 days - Answer To keep the policy in force for 31 days
after its payment is due
State residents that are unable to get coverage in the normal market would be able to get insurance
through which government program?
A. MD Life & Health Guaranty Association
B. MD Children's Program
C. MD Assistant Program
D. MD Health Insurance Plan - Answer MD Health Insurance Plan
Jill misstated her age on her group insurance application. Her insurer will do which of the following?
A. Cancel her coverage
B. Amend her policy
C. Send her a claim for the misstatement of her age
D. Adjust her premium - Answer Adjust her premium
P&P Company is an insurer who issued a policy to be replaced. What type of insurer is P&P?
A. Replacing
B. Existing
C. Proposed
D. Provisional - Answer Existing
Mary Beth has insurance through her employer. Who owns the policy?
A. Mary Beth
B. Mary Beth's carrier
