Questions And Answers
Total Loss - ANS A vehicle that is damaged so badly that repair costs exceed the value of
the vehicle
Rebuilders - ANS A segment of the collision repair industry that buys, repairs, and sells
total loss vehicles
Liability Insurance - ANS Insurance that covers the damage to the other person's vehicle in
case of an accident
Comprehensive/Full Coverage Insurance - ANS Insurance that covers the damage to both
vehicle in case of an accident
Deductible - ANS The part of the repair cost the vehicle's owner is responsible for paying
Claim - ANS When an insured person suffers a loss and reports this loss to the insurance
company
Adjusters - ANS Insurance company employees who handle claims
Body Shop Estimates - ANS A body shop's statement of work to be done and the
approximate cost of repair
Claim Center - ANS A location where an insurance adjuster examines the vehicle and
writes an estimate
Direct Repair Agreement - ANS Arrangement between a repair shop and an insurance
company where the customer brings their claim directly to that shop
OEM Parts - ANS Made by the vehicle manufacturer or by the same company that supplied
the part to the factory vehicle
Aftermarket Parts - ANS Made by a company other than the one that supplied that parts
when the vehicle was manufactured
Used Parts - ANS Taken off total loss vehicles in a salvage yard