Florida Public Adjuster State Test
Terms in this set (100)
Florida No-Fault Tort Those who comply with the law are granted limited
Exemption immunity from suits of others through PIP coverage.
1. Significant and Permanent loss of bodily function.
4 Exceptions to Tort 2.Permanent injury other than scarring and
Exemption(Threshold of disfigurement.
No-Fault) 3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? National Flood Insurance Program
Drivers Convicted of DUI or a traffic felony over the
Form SR-22 prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
1.Declarations Form
2.Common Policy Conditions Form
3. One of:
Contents of a CGL Contract
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
1.Named Insured(including address)
Declarations of a CGL 2.Policy Period
Contract(4) 3.Premium
4.Limits of Coverage
, 1.Cancellation(30 Days by insurer option, 10 Days By no
payment).
2.Changes
3.Examination of Books
7 Common CGL Conditions
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A Bodily Injury and Property Damage Insuring Agreement
1.When all work called for in the contract is completed.
2.When all work to be done at the site has been
completed if one contract calls for work at more than
The 3 Conditions that define
one site.
work as "completed"
3.When that part of the work done at a job site has been
put to its intended use by any person or organization
other than another contractor or subcontractor.
An accident, including continuous or repeated exposure
Occurance
to substantially the same general harmful conditions.
accident Sudden, unexpected event
The Coverage Trigger:
The Difference between The Occurance Form applies to BI and PD regardless of
"Occurance" and "Claims any later time at which the claim is made.
Made" CGL Coverages The Claims-Made Form applies only to BI and PD that
occurs on or after the "Retro-Active date"
Retro-Active Date The date on which the coverage legally began.
Basic Extended Reporting 60 Days after expiration
Period for CGL
Why is the term "Coverage Because it intends to refer to the time period during
Trigger" misleading? which the insurance contract is in effect.
Umbrella Covers Excessive Liability
Terms in this set (100)
Florida No-Fault Tort Those who comply with the law are granted limited
Exemption immunity from suits of others through PIP coverage.
1. Significant and Permanent loss of bodily function.
4 Exceptions to Tort 2.Permanent injury other than scarring and
Exemption(Threshold of disfigurement.
No-Fault) 3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? National Flood Insurance Program
Drivers Convicted of DUI or a traffic felony over the
Form SR-22 prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
1.Declarations Form
2.Common Policy Conditions Form
3. One of:
Contents of a CGL Contract
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
1.Named Insured(including address)
Declarations of a CGL 2.Policy Period
Contract(4) 3.Premium
4.Limits of Coverage
, 1.Cancellation(30 Days by insurer option, 10 Days By no
payment).
2.Changes
3.Examination of Books
7 Common CGL Conditions
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A Bodily Injury and Property Damage Insuring Agreement
1.When all work called for in the contract is completed.
2.When all work to be done at the site has been
completed if one contract calls for work at more than
The 3 Conditions that define
one site.
work as "completed"
3.When that part of the work done at a job site has been
put to its intended use by any person or organization
other than another contractor or subcontractor.
An accident, including continuous or repeated exposure
Occurance
to substantially the same general harmful conditions.
accident Sudden, unexpected event
The Coverage Trigger:
The Difference between The Occurance Form applies to BI and PD regardless of
"Occurance" and "Claims any later time at which the claim is made.
Made" CGL Coverages The Claims-Made Form applies only to BI and PD that
occurs on or after the "Retro-Active date"
Retro-Active Date The date on which the coverage legally began.
Basic Extended Reporting 60 Days after expiration
Period for CGL
Why is the term "Coverage Because it intends to refer to the time period during
Trigger" misleading? which the insurance contract is in effect.
Umbrella Covers Excessive Liability
