Banking Study Guide Overview
Banks - CORRECT ANSWER-Financial institutions taking deposits and making
loans
Deposits - CORRECT ANSWER-Funds placed with a bank, withdrawable on
demand
Loans - CORRECT ANSWER-Funds borrowed from a bank, sourced from deposits
Intermediary Role - CORRECT ANSWER-Moving money and assets between
entities
Bank Assets - CORRECT ANSWER-Determines bank size, measured in value
Community Banks - CORRECT ANSWER-Local banks with assets under 10 billion
Regional Banks - CORRECT ANSWER-Medium-sized banks serving a specific
region
Money Center Banks - CORRECT ANSWER-Largest banks with assets over 50
billion, global impact
SIFI - CORRECT ANSWER-Systemically important financial institution, assets above
250 billion
D-sibs - CORRECT ANSWER-Domestically important banks, subject to stress tests
G-sibs - CORRECT ANSWER-Globally important banks, held to higher capital
requirements
Central Banks - CORRECT ANSWER-Manage money supply, set policy and rates
Retail Banks - CORRECT ANSWER-Offer loans and deposits to consumers and
small businesses
Commercial Banks - CORRECT ANSWER-Focus on business and consumer
services
Investment Banks - CORRECT ANSWER-Specialize in securities trading and
managing investments
Savings + Loan Banks - CORRECT ANSWER-Consumer and home-focused banks
Banks - CORRECT ANSWER-Financial institutions taking deposits and making
loans
Deposits - CORRECT ANSWER-Funds placed with a bank, withdrawable on
demand
Loans - CORRECT ANSWER-Funds borrowed from a bank, sourced from deposits
Intermediary Role - CORRECT ANSWER-Moving money and assets between
entities
Bank Assets - CORRECT ANSWER-Determines bank size, measured in value
Community Banks - CORRECT ANSWER-Local banks with assets under 10 billion
Regional Banks - CORRECT ANSWER-Medium-sized banks serving a specific
region
Money Center Banks - CORRECT ANSWER-Largest banks with assets over 50
billion, global impact
SIFI - CORRECT ANSWER-Systemically important financial institution, assets above
250 billion
D-sibs - CORRECT ANSWER-Domestically important banks, subject to stress tests
G-sibs - CORRECT ANSWER-Globally important banks, held to higher capital
requirements
Central Banks - CORRECT ANSWER-Manage money supply, set policy and rates
Retail Banks - CORRECT ANSWER-Offer loans and deposits to consumers and
small businesses
Commercial Banks - CORRECT ANSWER-Focus on business and consumer
services
Investment Banks - CORRECT ANSWER-Specialize in securities trading and
managing investments
Savings + Loan Banks - CORRECT ANSWER-Consumer and home-focused banks
