Wisconsin Heath Insurance Law Questions with 100% Correct Answers

Wisconsin Heath Insurance Law Questions with 100% Correct Answers Long-Term Care (LTC) Partnership Program - allow those who have exhausted or at least used some of their private LTC benefits to apply for Medicaid coverage without having to meet the same means-testing requirements. partnership between LTC coverage and Medicaid works by disregarding some or all assets of applicants for Medicaid who have exhausted private LTC benefits and by exempting those assets from estate recovery after the insured's death. Agent Training Requirements - 8-hour one-time training course and then 4-hour ongoing training every 24 months. All other policies other than weekly and monthly premiums require a ___________grace period - 31-day grace period Application Responsibilities - If an application form is attached to the policy, it becomes part of the insurance contract. The application can only require that statements and answers given by the applicant are true to the best of the applicant's knowledge and/or belief. autism spectrum disorders - All disability insurance policies and self-insured health plans are required to provide coverage for the diagnosis and treatment include Autism disorder, Asperger's syndrome and pervasive development disorder not otherwise specified. COBRA - There is also a federal law relating to continuation. COBRA applies to most employers with ________ or more employees. - with 20 or more employees. Coverage for diagnostic procedures and medically-necessary nonsurgical treatment for the correction of TMJ disorders may be limited to $_______annually. - $1,250 Coverage for the cost of hearing aids may be limited to the cost of one hearing aid per ear per child once every _________ years - Coverage for the cost of hearing aids may be limited to the cost of one hearing aid per ear per child once every 3 years. Disability (A&H) policies are incontestable once they have been in force for how many years - 2 years