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REE 3433 Chapter 9 Quiz (1).

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REE 3433 Chapter 9 Quiz (1).

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REE 3433 CH 4 & 5
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REE 3433 CH 4 & 5

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REE 3433 Chapter 9 Quiz
Under the federal Truth in Lending Act, Regulation Z, there are four major elements of
mandatory disclosure. Which of the following is not one of them? - ANS-Whether the
note is negotiable or not.

The Borrower's failure to pay property taxes and insurance on the property is
considered a default under most mortgages. - ANS-True

A nonrecourse note: - ANS-Is more advantageous to borrowers than to lenders.

The person who lends the money for a mortgage loan is both the payee and a
mortgagee. - ANS-True

Mortgages, easements, restrictions and similar documents are recorded with the
secretary of state. - ANS-False
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