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Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version

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Institution Mortgage Loan Originator
Course Mortgage Loan Originator
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What does RESPA stand for? - The Real Estate Settlement Procedures Act (Regulation X) What does ECOA stand for? - Equal Credit Opportunity Act (Regulation B) What does TILA stand for? - Truth In Lending Act (Regulation Z) What does TRID stand for? - TILA-RESPA Integrated Disclosure Rule (a.k.a. "Know Before You Owe") What does CFPB stand for? - Consumer Financial Protection Bureau What does NMLS stand for? - Nationwide Mortgage Licensing System and Registry What is SAFE and UST? - Secure and Fair Enforcement for Mortgage and Licensing Act of 2008, and Uniform State Test. Included in the Loan Estimate, all of the following are part of the finance charge except the: A. Appraisal cost B. VA funding fee C. Per diem interest D. Origination charges - A. Appraisal cost If an applicant works 40 hours every week and is paid $13.52 per hour, what is the applicant's monthly income? A. $2,163.20

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