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C11 Principles and Practice of Insurance - Study 3 Exam | Questions & 100% Correct Answers (Verified) | Latest Update | Grade A+

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Different types of insurance providers : 1) Organizations operating for the profit of their owners 2) Co-operative organizations operating for the benefit of their members only 3) Government insurance organizations 4) Captive Insurers Unearned Premium Reserve : a reserve fund of an insurance company or reinsurance company, representing the unearned premiums Outstanding Loss Reserves : funds set aside to pay for losses that have been incurred but not yet paid Mutual Insurance Company 2 | P a g e : an insurance company that is owned and operated by its policyholders, who assume the risks of profit and loss and establish a corporation for the purposes of insuring one another against the possibility of fortuitous loss Stock companies achieve a profit from: : 1) Underwriting gain 2) Interest on investments Different types of Mutuals : -assessment or premium not mutuals -factory mutuals -stock mutuals -co-operative stock mutual

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