Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions with Correct Answers Graded A+

Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions with Correct Answers Graded A+ In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 1. Zero 2. One 3. Two 4. Threeone In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 1. A trailer owned by the insured. 2. A farm implement being towed behind the insured's pickup. 3. A nonowned temporary substitute vehicle. 4. A van used in the delivery business.A van used in the delivery business. Which of the following would NOT be covered as a loss under Coverage D of a homeowners policy? 1. An insured has an apartment in his home. The tenant's negligence started a fire, and the apartment was not fit to live in for 4 months while repairs were being completed. 2. After a fire in a building next to the insured's home, the insured could not occupy his home, and had to stay at a motel for one week. 3. An insured's home is damaged by fire. The insured incurs expenses for living in a motel and having meals in a restaurant while repairs are made