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Final Exam: California life, accident, and health insurance / Revised Questions and Answers / 2024

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Which of the following is not protected under the California life and health guarantee association? - Insurers The California insurance code allows an individual how many days to cancel life policy for full refund? - Between 10 and 30 days Which of the following is not typically covered under vision care insurance? - Eye Surgery How long is a person expected to be disabled in order to receive Social Security disability benefits? - 12 months According to PPACA, what is a health benefits exchange? - An entity to which individuals and small businesses can have access to affordable health coverage What prevents a life insurance policy from being rescinded pressure after being forced for two years? - Incontestability clause Which of the following is not an element of insurable risk? - Loss must be catastrophic The California life and health insurance guaranty association covers all these types of policies, except? - Self-funded plans


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