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Exam (elaborations)
NY Accident and Health 17-52/Revised Questions and Answers /2024
Preview 2 out of 11 pages
If an insurance company obtains an investigative consumer report on a prospective insured , it MUST inform the prospect that it is permitted to do so under which of the following Federal laws ? - The Fair Credit Reporting Act What is the Fair Credit Reporting Act? - established procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, relevant, and properly used Obtaining consumer information reports under false pretenses is prosecutable by which of the following? - Fair Credit Reporting Act When requesting a consumer report on a applicant, from whom must their insurer obtain consent? - The applicant How many years must credit information be retained? - 7 years
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